0000899681-05-000075 Sample Contracts

IRWIN WHOLE LOAN HOME EQUITY TRUST 2005-A, as Issuer, and WELLS FARGO BANK, N.A., as Indenture Trustee
Irwin Whole Loan Home Equity Trust 2005-A • February 7th, 2005 • Asset-backed securities • New York

This INDENTURE, dated as of January 1, 2005, is between Irwin Whole Loan Home Equity Trust 2005-A, a Delaware statutory trust, as issuer (the "Issuer"), and Wells Fargo Bank, N.A., as trustee (the "Indenture Trustee").

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BEAR STEARNS ASSET BACKED SECURITIES I LLC, as Depositor, and WILMINGTON TRUST COMPANY, as Owner Trustee TRUST AGREEMENT Dated as of January 1, 2005 Home Equity Loan-Backed Certificates, Series 2005-A
Trustee Trust Agreement • February 7th, 2005 • Irwin Whole Loan Home Equity Trust 2005-A • Asset-backed securities • Delaware

This Trust Agreement, dated as of January 1, 2005 (as amended from time to time, the “Agreement”), is between Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, as Depositor (the “Depositor”), and Wilmington Trust Company, a Delaware banking corporation, as trustee (the “Owner Trustee”).

BEAR STEARNS ASSET BACKED SECURITIES I LLC, as Depositor, IRWIN UNION BANK AND TRUST COMPANY, as Seller and Master Servicer, IRWIN WHOLE LOAN HOME EQUITY TRUST 2005-A, as Issuer, and WELLS FARGO BANK, N.A. as Indenture Trustee SALE AND SERVICING...
Sale and Servicing Agreement • February 7th, 2005 • Irwin Whole Loan Home Equity Trust 2005-A • Asset-backed securities • New York

This SALE AND SERVICING AGREEMENT (the “Agreement”), dated as of January 1, 2005, is among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), Irwin Union Bank and Trust Company, as seller (the “Seller”) and as master servicer (the “Master Servicer”), Irwin Whole Loan Home Equity Trust 2005-A, as issuer (the “Issuer”) and Wells Fargo Bank, N.A., as indenture trustee (the “Indenture Trustee”).

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