0000882377-05-002217 Sample Contracts

CITIGROUP MORTGAGE LOAN TRUST INC.
Distribution Instructions • August 18th, 2005 • Citigroup Mortgage Loan Trust Inc • Asset-backed securities • New York

This Pooling and Servicing Agreement, is dated and effective as of July 1, 2005, among CITIGROUP MORTGAGE LOAN TRUST INC., as Depositor, CITIMORTGAGE, INC., as Master Servicer and Trust Administrator, CITIBANK, N.A. as Paying Agent, Certificate Registrar and Authenticating Agent and U.S. BANK NATIONAL ASSOCIATION, as Trustee.

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