0000882377-05-001746 Sample Contracts

RENAISSANCE MORTGAGE ACCEPTANCE CORP.,
Trust Agreement • July 12th, 2005 • Renaissance Home Equity Loan Trust 2005-2 • Asset-backed securities • Delaware

This Amended and Restated Trust Agreement, dated as of June 29, 2005 (as amended from time to time, this “Trust Agreement”), among Renaissance Mortgage Acceptance Corp., a Delaware corporation, as depositor (the “Depositor”), Wilmington Trust Company, a Delaware banking corporation, as owner trustee (the “Owner Trustee” and in its individual capacity, the “Bank”), and Wells Fargo Bank, N.A., as certificate registrar (in such capacity, the “Certificate Registrar”) and certificate paying agent (in such capacity, the “Certificate Paying Agent”).

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WELLS FARGO BANK, N.A., as Master Servicer and Securities Administrator OCWEN FEDERAL BANK, FSB, as Servicer RENAISSANCE HOME EQUITY LOAN TRUST 2005-2, as Issuer and HSBC BANK USA, NATIONAL ASSOCIATION, as Indenture Trustee SERVICING AGREEMENT Dated...
Servicing Agreement • July 12th, 2005 • Renaissance Home Equity Loan Trust 2005-2 • Asset-backed securities • New York

This Servicing Agreement, dated as of June 29, 2005, among Wells Fargo Bank, N.A., as Master Servicer and Securities Administrator (the “Master Servicer” and the “Securities Administrator”), Ocwen Federal Bank, FSB, or its successor, as Servicer (the “Servicer”), Renaissance Home Equity Loan Trust 2005-2, as Issuer (the “Issuer”) and HSBC Bank USA, National Association, as Indenture Trustee (the “Indenture Trustee”).

Indenture Trustee and WELLS FARGO BANK, N.A. Securities Administrator
Renaissance Home • July 12th, 2005 • Renaissance Home Equity Loan Trust 2005-2 • Asset-backed securities • New York
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