DATED 22 OCTOBER 2004 MBNA EUROPE BANK LIMITED as Borrower MBNA AMERICA BANK, N.A. as Guarantor as Mandated Lead Arrangers LLOYDS TSB BANK plc as Agent and THE FINANCIAL INSTITUTIONS referred to herein as Banks MULTICURRENCY REVOLVING CREDIT FACILITY...Mbna Corp • October 27th, 2004 • National commercial banks
