0000841501-14-000057 Sample Contracts

REAL ESTATE TERM LOAN NOTE
Owens Realty Mortgage, Inc. • December 30th, 2014 • Real estate investment trusts

This note is referred to in, and is subject to the terms and conditions of the Credit Agreement. Without limitation, the Credit Agreement contains provisions for acceleration of the maturity hereof upon the occurrence of certain stated events.

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GUARANTY
Owens Realty Mortgage, Inc. • December 30th, 2014 • Real estate investment trusts • California

This guaranty is dated as of December 15, 2014. It is by OWENS REALTY MORTGAGE, INC., a Maryland corporation (“Guarantor”), to and in favor of RABOBANK, N.A., a national banking association (“Lender”).

CREDIT AGREEMENT
Credit Agreement • December 30th, 2014 • Owens Realty Mortgage, Inc. • Real estate investment trusts • California

This agreement is dated as of December 15, 2014. It is between TAHOE STATELINE VENTURE, LLC, a California limited liability company (“Borrower”) and RABOBANK, N.A., a national banking association (“Lender”).

ENVIRONMENTAL CERTIFICATE AND INDEMNITY AGREEMENT (El Dorado County, California)
Certificate and Indemnity Agreement • December 30th, 2014 • Owens Realty Mortgage, Inc. • Real estate investment trusts • California

This agreement is dated as of December 15, 2014. It is by TAHOE STATELINE VENTURE, LLC, a California limited liability company (“Indemnitor”), to and in favor of RABOBANK, N.A., a national banking association ("Indemnified Party").

DEED OF TRUST, ASSIGNMENT OF RENTS, SECURITY AGREEMENT AND FIXTURE FILING (El Dorado County, California) THIS DOCUMENT SERVES AS A FINANCING STATEMENT FILED AS A FIXTURE FILING UNDER SECTION 9-502 OF THE CALIFORNIA UNIFORM COMMERCIAL CODE
Owens Realty Mortgage, Inc. • December 30th, 2014 • Real estate investment trusts • California

This deed of trust is dated as of December 15, 2014. It is by TAHOE STATELINE VENTURE, LLC, a California limited liability company (“Grantor”) , as trustor and debtor, to and in favor of RABOBANK, N.A., a national banking association, as trustee ("Trustee"), whose address for purposes of this deed of trust is 45 E. River Park Place West, Suite 401, Fresno, CA 93720, for the benefit of RABOBANK, N.A., a national banking association ("Beneficiary"), as beneficiary and secured party.

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