0000837010-14-000125 Sample Contracts

AMENDMENT NUMBER 2013-1 TO RECIPROCAL LOAN AGREEMENT
Reciprocal Loan Agreement • May 13th, 2014 • Ing Life Insurance & Annuity Co • Life insurance

This is Amendment Number 2013-1 (this “Amendment”) to the Reciprocal Loan Agreement (the “2011 RLA”), dated as of April 1, 2011, between ING Life Insurance and Annuity Company (“ILIAC” or “Company”) and ING America Insurance Holdings, Inc. (“INGAIH”) (nka ING U.S., Inc. (“ING U.S.”)). This Amendment is dated as of January 1, 2014. Capitalized terms not defined in this Amendment shall have the meaning ascribed to them in the 2011 RLA.

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