0000814181-05-000124 Sample Contracts

MASTER AGREEMENT Dated as of December 1, 2005 among PENN TREATY NETWORK AMERICA INSURANCE COMPANY, AMERICAN NETWORK INSURANCE COMPANY and IMAGINE INTERNATIONAL REINSURANCE LIMITED

Master Agreement • December 8th, 2005 • Penn Treaty American Corp • Accident & health insurance • Pennsylvania

• Contract Type
  Master Agreement
• Filed
  December 8th, 2005
• Company
  Penn Treaty American Corp
• Industry
  Accident & health insurance
• Jurisdiction
  Pennsylvania

Exhibit A Form of Coinsurance Agreement among Penn Treaty Network America Insurance Company, AmericanNetwork Insurance Company and Imagine International Reinsurance Limited

Re: Outstanding Agreements

Penn Treaty American Corp • December 8th, 2005 • Accident & health insurance

• Company
  Penn Treaty American Corp
• Filed
  December 8th, 2005
• Industry
  Accident & health insurance

Reference is hereby made to (i) the Master Agreement, dated as of December 1, 2005 (the “Master Agreement”), among Penn Treaty Network America Insurance Company (“PT”), American Network Insurance Company (“AN”, and together with PT, the “Cedents”) and Imagine International Reinsurance Limited (the “Reinsurer”) and (ii) the Coinsurance Agreement, dated as of December 1, 2005 (the “2005 Coinsurance Agreement”), among the Cedents and the Reinsurer. Capitalized terms used herein and not defined herein are used as defined in the Master Agreement.

COINSURANCE AGREEMENT among PENN TREATY NETWORK AMERICA INSURANCE COMPANY, AMERICAN NETWORK INSURANCE COMPANY, and IMAGINE INTERNATIONAL REINSURANCE LIMITED Effective as of October 1, 2005

Coinsurance Agreement • December 8th, 2005 • Penn Treaty American Corp • Accident & health insurance • Pennsylvania

• Contract Type
  Coinsurance Agreement
• Filed
  December 8th, 2005
• Company
  Penn Treaty American Corp
• Industry
  Accident & health insurance
• Jurisdiction
  Pennsylvania

This Agreement, dated as of December 1, 2005 (this “Agreement”) is made and entered into by and among Penn Treaty Network America Insurance Company, an insurance company organized under the laws of the Commonwealth of Pennsylvania (hereinafter referred to as “Penn Treaty”), American Network Insurance Company, an insurance company organized under the laws of the Commonwealth of Pennsylvania (hereinafter referred to as “American Network” and, along with Penn Treaty, as a “Cedent” and collectively the “Cedents”), and Imagine International Reinsurance Limited, a reinsurance company organized under the laws of Ireland (hereinafter referred to as the “Reinsurer”).