0000759944-16-000099 Sample Contracts

CITIZENS FINANCIAL GROUP, INC. 2014 OMNIBUS INCENTIVE PLAN Restricted Stock Unit Award Agreement (2016 Annual & Off-Cycle Awards) Terms and Conditions
Restricted Stock Unit Award Agreement • February 26th, 2016 • Citizens Financial Group Inc/Ri • State commercial banks • Delaware

Unless defined in this award agreement (this “Award Agreement”), capitalized terms shall have the meanings assigned to them in the Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan (the “Plan”). In the event of a conflict among the provisions of the Plan and this Award Agreement, the provisions of the Plan shall prevail.

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CITIZENS FINANCIAL GROUP, INC. 2014 NON-EMPLOYEE DIRECTORS COMPENSATION PLAN RSU Award Agreement Terms and Conditions
Rsu Award Agreement Terms and Conditions • February 26th, 2016 • Citizens Financial Group Inc/Ri • State commercial banks • Delaware

Unless defined in this award agreement (this “Award Agreement”), capitalized terms will have the meanings assigned to them in the Citizens Financial Group, Inc. 2014 Non-Employee Directors Compensation Plan (the “Plan”). In the event of a conflict among the provisions of the Plan, this Award Agreement and any descriptive materials provided in connection herewith, the provisions of the Plan will prevail.

CITIZENS FINANCIAL GROUP, INC. Deferred Cash Award Agreement (2016 Off-Cycle Award) Terms and Conditions
Citizens Financial Group Inc/Ri • February 26th, 2016 • State commercial banks • Delaware
Amendment to [Performance Share Unit Award Agreement /
Share Unit Award Agreement • February 26th, 2016 • Citizens Financial Group Inc/Ri • State commercial banks • Delaware

Unless defined in this amendment to the award agreement (this “Amendment”), capitalized terms shall have the meanings assigned to them in the [Citizens Financial Group, Inc. 2014 Omnibus Incentive Plan (the “Plan”)]1[Deferred Cash Award Agreement Terms and Conditions (the “Award Agreement”)]2.

REGISTRATION AND PURCHASE AGREEMENT
Registration and Purchase Agreement • February 26th, 2016 • Citizens Financial Group Inc/Ri • State commercial banks • New York

This REGISTRATION AND PURCHASE AGREEMENT, dated as of November 23, 2015 (this “Agreement”), is by and between Citizens Financial Group, Inc., a Delaware corporation (the “Company”), and The Royal Bank of Scotland Group plc, a public limited company organized under the laws of Scotland (Company Number SC045551) (“RBSG”).

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