THREE YEAR CREDIT AGREEMENT Dated as of October 18, 2004Credit Agreement • November 5th, 2004 • SBC Communications Inc • Telephone communications (no radiotelephone) • New York
SBC COMMUNICATIONS INC., a Delaware corporation (the “Borrower”), the banks, financial institutions and other institutional lenders (the “Initial Lenders”) listed on the signature pages hereof, CITIGROUP GLOBAL MARKETS INC. and BANC OF AMERICA SECURITIES LLC, as joint lead arrangers and joint bookrunners, BANK OF AMERICA, N.A., as syndication agent, ABN AMRO BANK N.V., BARCLAYS BANK PLC, DEUTSCHE BANK AG NEW YORK BRANCH and JPMORGAN CHASE BANK, as documentation agents, and CITIBANK, N.A. (“Citibank”), as agent (the “Agent”) for the Lenders (as hereinafter defined), agree as follows:
