0000728889-02-000367 Sample Contracts

Contract
Panorama Series Fund Inc • April 29th, 2002

------------------------------------------------------------------------------------------------------------------- Panorama Series Fund, Inc. ------------------------------------------------------------------------------------------------------------------- 6803 S. Tucson Way, Englewood, Colorado 80112 1.888.470.0861 Statement of Additional Information dated April 30, 2002 Panorama Series Fund, Inc. is an investment company with four series, referred to as "Portfolios" in this document. Each portfolio is a separate mutual fund having its own objective, investments, strategies and risks. The Portfolios are: |_| Total Return Portfolio |_| Growth Portfolio |_| Oppenheimer International Growth Fund/VA |_| Government Securities Portfolio ------------------------------------------------------------------------------------------------------------------- Shares of the Portfolios are sold only as the underlying investments for variable life insurance policies, variable annuity contracts and ot

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