0000721994-17-000029 Sample Contracts

LAKELAND FINANCIAL CORPORATION
Restricted Stock Award Agreement • April 13th, 2017 • Lakeland Financial Corp • State commercial banks • Indiana

The Participant specified below is hereby granted a restricted stock award (the "Award") by Lakeland Financial Corporation, an Indiana corporation (the "Company"), under the Lakeland Financial Corporation 2017 Equity Incentive Plan (the "Plan"). The Award shall be subject to the terms of the Plan and the terms set forth in this Restricted Stock Award Agreement ("Award Agreement").

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LAKELAND FINANCIAL CORPORATION
Nonqualified Stock Option Award Agreement • April 13th, 2017 • Lakeland Financial Corp • State commercial banks • Indiana

The Participant specified below is hereby granted a nonqualified stock option (the "Option") by Lakeland Financial Corporation, an Indiana corporation (the "Company"), under the Lakeland Financial Corporation 2017 Equity Incentive Plan (the "Plan"). The Option shall be subject to the terms of the Plan and the terms set forth in this Nonqualified Stock Option Award Agreement ("Award Agreement").

LAKELAND FINANCIAL CORPORATION
Restricted Stock Unit Award Agreement • April 13th, 2017 • Lakeland Financial Corp • State commercial banks • Indiana

The Participant specified below is hereby granted a restricted stock unit award (the "Award") by Lakeland Financial Corporation, an Indiana corporation (the "Company"), under the Lakeland Financial Corporation 2017 Equity Incentive Plan (the "Plan"). The Award shall be subject to the terms of the Plan and the terms set forth in this Restricted Stock Unit Award Agreement ("Award Agreement").

LAKELAND FINANCIAL CORPORATION
Incentive Stock Option Award Agreement • April 13th, 2017 • Lakeland Financial Corp • State commercial banks • Indiana

The Participant specified below is hereby granted an incentive stock option (the "Option") by Lakeland Financial Corporation, an Indiana corporation (the "Company"), under the Lakeland Financial Corporation 2017 Equity Incentive Plan (the "Plan"). The Option shall be subject to the terms of the Plan and the terms set forth in this Incentive Stock Option Award Agreement ("Award Agreement").

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