0000717538-97-000013 Sample Contracts

Exhibit 2.1 PURCHASE AND ASSUMPTION AGREEMENT between FLEET BANK and GLENS FALLS NATIONAL BANK AND TRUST COMPANY Dated as of March 21, 1997 TABLE OF CONTENTS

Purchase and Assumption Agreement • July 9th, 1997 • Arrow Financial Corp • National commercial banks • New York

• Contract Type
  Purchase and Assumption Agreement
• Filed
  July 9th, 1997
• Company
  Arrow Financial Corp
• Industry
  National commercial banks
• Jurisdiction
  New York

Glens Falls National Bank and Trust Company 250 Glen Street P.O. Box 307 Glens Falls, New York 128001-9989 (518) 793-4121 Thomas L. Hoy President

Arrow Financial Corp • July 9th, 1997 • National commercial banks

• Company
  Arrow Financial Corp
• Filed
  July 9th, 1997
• Industry
  National commercial banks

Mr. Matthew A. Kerin Senior Vice President Corporation Strategy & Development Fleet Corporate Administration 777 Main Street Hartford, CT 06115