0000315849-06-000004 Sample Contracts

EXHIBIT 10.7 EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST OF SOUTHWEST GEORGIA FINANCIAL CORPORATION

Employee Stock Ownership Plan And • March 31st, 2006 • Southwest Georgia Financial Corp • State commercial banks • Georgia

• Contract Type
  Employee Stock Ownership Plan And
• Filed
  March 31st, 2006
• Company
  Southwest Georgia Financial Corp
• Industry
  State commercial banks
• Jurisdiction
  Georgia

EXHIBIT 10.16

Employment Agreement • March 31st, 2006 • Southwest Georgia Financial Corp • State commercial banks • Georgia

• Contract Type
  Employment Agreement
• Filed
  March 31st, 2006
• Company
  Southwest Georgia Financial Corp
• Industry
  State commercial banks
• Jurisdiction
  Georgia