0000103007-15-000083 Sample Contracts

Group Combination Deferred Annuity Contract (Nonparticipating) Voya Retirement Insurance and Annuity Company (VRIAC), a stock company, will pay benefits according to the terms
VARIABLE ANNUITY ACCT C OF VOYA RETIREMENT INSURANCE & ANNUITY Co • December 4th, 2015

and conditions set forth in this Contract. This Contract is delivered in Florida and is subject to the laws of that jurisdiction.

Sample 1
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