0000103007-08-000017 Sample Contracts

AMONG PIONEER VARIABLE CONTRACTS TRUST, ING LIFE INSURANCE AND ANNUITY COMPANY, RELIASTAR LIFE INSURANCE COMPANY, RELIASTAR LIFE INSURANCE COMPANY OF NEW YORK, PIONEER INVESTMENT MANAGEMENT, INC. AND PIONEER FUNDS DISTRIBUTOR, INC.
Participation Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

THIS AMEMDMENT NO. 2 TO THE PARTICIPATION AGREEMENT (the “Amendment”) is made and entered into as of the 15th day of August, 2007 by and among Pioneer Variable Contracts Trust (the “Trust”), ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York (collectively, “ING”), Pioneer Investment Management, Inc. (“PIM”) and Pioneer Funds Distributor, Inc. (“PFD”) (collectively, the “Parties”). WHEREAS, the Parties entered into a Participation Agreement dated July 1, 2001 (the “Participation Agreement”) and as amended on May 1, 2004; and

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THIRD AMENDMENT OF PARTICIPATION AGREEMENT
Participation Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This Third Amendment by and among American Funds Distributors, Inc., American Funds Service Company, ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York, is effective February 1, 2007. WHEREAS, the parties have entered into a Participation Agreement dated January 1, 2003 as amended January 3, 2006 and November 1, 2006 (the “Agreement”); WHEREAS, the parties desire to add American Funds Target Date Retirement Series, a new series of funds in the American Funds family, to the Agreement; NOW, THEREFORE, in consideration of the premises and mutual covenants hereinafter contained, the parties hereby agree as follows:

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RULE 22C-2 AGREEMENT
Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This AGREEMENT, dated April 9, 2007, is effective as of the 16th day of October, 2007, between Capital One Funds (the “Fund”) an investment company with separate portfolios listed on the attached Schedule A (the “Funds”) and ING Life Insurance and Annuity Company, ING National Trust, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York, Security Life of Denver Insurance Company and Systematized Benefits Administrators Inc. (individually an “Intermediary” and collectively the “Intermediaries”). This Agreement is only binding with respect to the Intermediary that Capital One Funds has a dealer or selling agreement with. WHEREAS, the Intermediaries have adopted policies and procedures to monitor and deter excessive trading activity within the mutual funds, including the Funds, available through the variable annuity, variable life insurance and variable retirement plan products which they offer (the “Variabl

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Contract
Fund Participation Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

WHEREAS, ING Life Insurance and Annuity Company (formerly Aetna Life Insurance and Annuity Company) (“ILIAC”), OppenheimerFunds, Inc. (the “Adviser”) and Oppenheimer Variable Account Funds (the “Fund”), (collectively, the “Parties”), have entered into a Fund Participation Agreement dated March 11, 1997 (the “Agreement”), and as amended on December 1, 1999 and May 1, 2004; and WHEREAS, the Parties reserved to themselves the right to amend the Agreement from time to time in a writing executed by the Parties; and WHEREAS, the Parties now desire to amend the Agreement as set forth below; NOW, THEREFORE, in consideration of the mutual covenants hereinafter set forth, and intending to be legally bound, the Parties agree that the Agreement shall be amended as follows:

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Contract
Participation Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

WHEREAS, ING Life Insurance and Annuity Company (“ILIAC”) f/k/a Aetna Life Insurance and Annuity Company (“ALIAC”), Fidelity Distributors Corporation (“the Underwriter”) and Variable Insurance Products Fund (the “Fund”) have entered into a Participation Agreement, dated February 1, 1994, and as amended on December 15, 1994, February 1, 1995, May 1, 1995, January 1, 1996, March 1, 1996, May 1, 1997, November 6, 1997 and May 1, 1998 (the “Original Agreement”); and WHEREAS, ILIAC, the Underwriter and the Fund desire to include ILIAC’s Variable Annuity Accounts and Variable Life Accounts. WHEREAS, ILIAC, the Underwriter and the Fund desire to include ING USA ANNUITY AND LIFE INSURANCE COMPANY (“ING USA”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desire to include RELIASTAR LIFE INSURANCE COMPANY (“RLIC”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desire t

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SECOND AMENDMENT OF PARTICIPATION AGREEMENT
Participation Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This Second Amendment by and among American Funds Distributors, Inc., American Funds Service Company, ING Life Insurance and Annuity Company, ReliaStar Life Insurance Company and ReliaStar Life Insurance Company of New York, is effective November 1, 2006. WHEREAS, the parties have entered into a Participation Agreement dated January 1, 2003 as amended January 3, 2006 (the “Agreement”); WHEREAS, the parties desire to add Short-Term Bond Fund of America, a new fund in the American Funds family, to the Agreement; NOW, THEREFORE, in consideration of the premises and mutual covenants hereinafter contained, the parties hereby agree as follows:

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Contract
Fund Participation Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

WHEREAS, ING Life Insurance and Annuity Company (“ILIAC”) f/k/a Aetna Life Insurance and Annuity Company (“ALIAC”), Fidelity Distributors Corporation (“the Underwriter”) and Variable Insurance Products Fund II (the “Fund”) have entered into a Participation Agreement, dated February 1, 1994, and as amended on December 15, 1994, February 1, 1995, May 1, 1995, January 1, 1996, March 1, 1996, May 1, 1997, January 20, 1998 and May 1, 1998 (the “Original Agreement”); and WHEREAS, ILIAC, the Underwriter and the Fund desire to include ILIAC’s Variable Annuity Accounts and Variable Life Accounts. WHEREAS, ILIAC, the Underwriter and the Fund desire to include ING USA ANNUITY AND LIFE INSURANCE COMPANY (“ING USA”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desire to include RELIASTAR LIFE INSURANCE COMPANY (“RLIC”) and its Separate Accounts as a party to the agreement. WHEREAS, ILIAC, the Underwriter and the Fund desir

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RULE 22C-2 AGREEMENT
Rule 22c-2 Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This AGREEMENT, dated March 23, 2007, is effective as of the 16th day of October, 2007, between Quasar Distributors, LLC (the “Fund”) as principal underwriter for the Hotchkis and Wiley Funds and the LKCM Funds (the “Funds”) and ING Life Insurance and Annuity Company, ING National Trust, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York, Security Life of Denver Insurance Company and Systematized Benefits Administrators Inc. (individually an “Intermediary” and collectively the “Intermediaries”). WHEREAS, the Intermediaries have adopted policies and procedures to monitor and deter excessive trading activity within the mutual funds, including the Funds, available through the variable annuity, variable life insurance and variable retirement plan products which they offer (the “Variable Products”); and WHEREAS, the Intermediaries’ policies and procedures to monitor and deter excessive trading acti

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RULE 22C-2 AGREEMENT
Rule 22c-2 Agreement • February 15th, 2008 • Variable Annuity Acct C of Ing Life Insurance & Annuity Co

This AGREEMENT, dated April 16, 2007, is effective as of the 16th day of October, 2007, between Janus Services LLC, Janus Distributors LLC, Janus Capital Management LLC, and Janus Aspen Series (collectively the “Fund Agent”) relating to the funds listed on the attached Schedule A (the “Funds”) and ING Life Insurance and Annuity Company, ING USA Annuity and Life Insurance Company, ReliaStar Life Insurance Company, ReliaStar Life Insurance Company of New York, and Security Life of Denver Insurance Company, (individually an “Intermediary” and collectively the “Intermediaries”). WHEREAS, the Intermediaries have adopted policies and procedures to monitor and deter excessive trading activity within the mutual funds, including the Funds, available through the variable annuity, variable life insurance and variable retirement plan products which they offer (the “Variable Products”); and WHEREAS, the parties desire to otherwise comply with the requirements under Rule 22c-2 of

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