SECOND AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT Dated as of May 31, 2018 amongRevolving Credit Agreement • August 31st, 2018 • Gap Inc • Retail-family clothing stores • New York
SECOND AMENDED AND RESTATED CREDIT AGREEMENT, dated as of May 31, 2018 (this “Agreement”), among The Gap, Inc., a Delaware corporation (the “Company”), the LC Subsidiaries (as hereinafter defined), the Subsidiary Borrowers (as hereinafter defined), the banks and financial institutions (the “Lenders”) listed on the signature pages hereof, the Issuing Banks (as hereinafter defined), JPMorgan Chase Bank, N.A., as syndication agent (the “Syndication Agent”), Citibank, N.A., HSBC Bank USA, National Association, Wells Fargo Bank, National Association and The Bank of Nova Scotia, as co-documentation agents (the “Documentation Agents”) and Bank of America, N.A. (“Bank of America”), as administrative agent (the “Agent”) for the Lenders and the Issuing Banks hereunder.
EXPLANATORY NOTEProgram Agreement • August 31st, 2018 • Gap Inc • Retail-family clothing stores • Utah
This Sixth Amendment to the Amended and Restated Consumer Credit Card Program Agreement, dated as of May 22, 2018 (the “Amendment”) amends that certain Amended and Restated Consumer Credit Card Program Agreement dated as of February 28, 2014 (as amended, modified and supplemented from time to time, the “Agreement”) by and among Synchrony Bank, a federal savings bank (“Bank”), Synchrony Financial, a Delaware corporation (“Bank Parent”), The Gap, Inc., a Delaware corporation (“The Gap, Inc.”), Gap (Puerto Rico), Inc., a Puerto Rico corporation, GPS Consumer Direct, Inc., a California corporation, Gap (Apparel), LLC, a California limited liability company, and Gap (ITM) Inc., a California corporation (jointly and severally, the “Retailers”). Capitalized terms used herein and not otherwise defined have the meaning given in the Agreement.
