0000009713-16-000289 Sample Contracts

PRINCIPAL VARIABLE CONTRACTS FUND, INC.
Participation Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B • New York

THIS AGREEMENT is made this 5th day of January, 2007 among PRINCIPAL VARIABLE CONTRACTS FUND, INC., an open-end management investment company organized under the laws of the State of Maryland ("PVC"), PRINCIPAL FUNDS DISTRIBUTOR, INC. ("PFDI"), a principal underwriter for the shares of PVC, organized under the laws of the State of Washington (and known as WM Funds Distributor, Inc. prior to the time this Agreement becomes effective), and PRINCIPAL LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Iowa (the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the "Accounts").

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AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B

This Amendment ("Amendment") is effective as of January 1, 2010 among PRINCIPAL VARIABLE CONTRACTS FUNDS, INC., an open-end management investment company organized under the laws of the State of Maryland ("PVC"), PRINCIPAL FUNDS DISTRIBUTOR, INC. ("PFDI"), a principal underwriter for the shares of PVC, organized under the laws of the State of Washington, and PRINCIPAL LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Iowa (the "Company"), on its own behalf and on behalf of each segregated asset Account of the Company as referenced in the Agreement.

December 30, 2009
Participation Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B
November 9, 2011
Principal Life Insurance Co Separate Account B • December 13th, 2016
THIRD AMENDMENT AND JOINDER
Participation Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B

PRINCIPAL VARIABLE CONTRACTS FUNDS, INC. ("PVC"), PRINCIPAL FUNDS DISTRIBUTOR, INC. ("PFDI"), PRINCIPAL MANAGEMENT CORPORATION ("PMC"), and PRINCIPAL LIFE INSURANCE COMPANY (the "Company") (the "Agreement").

FIRST AMENDMENT AND JOINDER
Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B

PRINCIPAL FUNDS DISTRIBUTOR, INC. ("Distributor"), on behalf of each Fund, and PRINCIP AL LIFE INSURANCE COMPANY ("Intermediary") (the "Agreement").

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B

THIS Amendment ("Amendment") is made as of June 1, 2007 among PRINCIPAL VARIABLE CONTRACTS FUND, INC., an open-end management investment company organized under the laws of the State of Maryland ("PVC"), PRINCIPAL FUNDS DISTRIBUTOR, INC. ("PFDI"), a principal underwriter for the shares of PVC, organized under the laws of the State of Washington, and PRINCIPAL LIFE INSURANCE COMPANY, a life insurance company organized under the laws of the State of Iowa (the "Company"), on its own behalf and on behalf of each segregated asset Account of the Company as referenced in the Agreement.

FEBRUARY 9, 2015 AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B

This Amendment ("Amendment") is effective as of February 9, 2015 among PRINCIPAL VARIABLE CONTRACTS FUNDS, INC., an open-end management investment company organized under the laws of the State of Maryland ("PVC"), PRINCIPAL FUNDS DISTRIBUTOR, INC. ("PFDI"), a principal underwriter for the shares of PVC, organized under the laws of the State of Washington, PRINCIPAL MANAGEMENT CORPORATION, ("PMC"), PRINCIPAL NATIONAL LIFE INSURANCE COMPANY and PRINCIPAL LIFE INSURANCE COMPANY, life insurance companies organized under the laws of the State of Iowa (Principal National Life and Principal Life are collectively referred to herein as the "Companies"), on their own behalf and on behalf of each segregated asset Account of the Companies as referenced in the Agreement.

TO PARTICIPATION AGREEMENT
To Participation Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B

This Amendment ("Amendment") is effective as August 10, 2016 among PRINCIPAL VARIABLE CONTRACTS FUNDS, INC., an open-end management investment company organized under the laws of the State of Maryland ("PVC"), PRINCIPAL FUNDS DISTRIBUTOR, INC. ("PFDI"), a principal underwriter for the shares of PVC, organized under the laws of the State of Washington, PRINCIPAL MANAGEMENT CORPORATION, ("PMC"), PRINCIPAL NATIONAL LIFE INSURANCE COMPANY, and PRINCIPAL LIFE INSURANCE COMPANY, life insurance companies organized under the laws of the State of Iowa (Principal National Life and Principal Life are collectively referred to herein as the "Companies"), on their own behalf and on behalf of each segregated asset Account of the Companies as referenced in the Agreement.

Rule 22c-2 Shareholder Information Agreement
Rule 22c-2 Shareholder Information Agreement • December 13th, 2016 • Principal Life Insurance Co Separate Account B

This Shareholder Information Agreement ("Agreement") is entered into as of April 16, 2007, and is among Principal Funds Distributor, Inc. ("Distributor") on behalf of each Fund, as defined below, and the Intermediary, as defined below. Unless otherwise specified, capitalized terms have the meaning set out under "Definitions," below.

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