0000004977-19-000077 Sample Contracts

SHAREHOLDERS AGREEMENT by and among AFLAC INCORPORATED, JAPAN POST HOLDINGS CO., LTD., J&A ALLIANCE HOLDINGS CORPORATION, in its capacity as trustee of J&A ALLIANCE TRUST and GENERAL INCORPORATED ASSOCIATION J&A ALLIANCE
Shareholders Agreement • April 26th, 2019 • Aflac Inc • Accident & health insurance • New York

This Shareholders Agreement, dated as of February 28, 2019 (this “Agreement”), by and among Aflac Incorporated, a Georgia corporation (the “Company”), Japan Post Holdings Co., Ltd., a Japanese corporation (“Japan Post”), J&A Alliance Holdings Corporation, a Delaware corporation, solely in its capacity as trustee (the “Trustee”) of J&A Alliance Trust, a New York voting trust (“J&A Alliance Trust”) and General Incorporated Association J&A Alliance, a Japanese general incorporated association and the sole shareholder of the Trustee (the “Trustee Owner”, and together with Japan Post and the Trustee, the “Japan Post Parties”). The Company, Japan Post, the Trustee and the Trustee Owner each may be referred to in this Agreement individually as a “Party” and collectively as the “Parties”.

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