Exhibit 4 AB SURVIVOR FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY PLEASE READ YOUR POLICY CAREFULLY This policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company). INSURING...Nationwide Vli Separate Account 4 • February 19th, 2002
Company FiledFebruary 19th, 2002We issue this policy in consideration of your application and the payment of the Initial Premium. We agree to pay the Death Proceeds to the Beneficiary upon receiving proof that both Insureds have died while this policy is in force prior to the Maturity Date. We agree to pay the Maturity Proceeds to you if either Insured is living on the Maturity Date.
1 Exhibit 4 FLEXIBLE PREMIUM VARIABLE UNIVERSAL LIFE INSURANCE POLICY [Logo] PLEASE READ YOUR POLICY CAREFULLY This Policy is a legal contract between the Owner (you, your) and Nationwide Life Insurance Company (we, our, us, the Company). INSURING...Nationwide Vli Separate Account 4 • May 15th, 2001
Company FiledMay 15th, 2001