Common Contracts

ARTICLE ONE DEFINITIONS Affiliate . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Authenticating Agent . . . . . . . . . . . . . . . . . . . . . . 9 Board of Directors . . . . . . . . . . . . . . . . . . . . . . . 9 Board Resolution . . . . ....

Hovnanian Enterprises Inc • June 25th, 1998 • Operative builders • New York

• Company
  Hovnanian Enterprises Inc
• Filed
  June 25th, 1998
• Industry
  Operative builders
• Jurisdiction
  New York

Exhibit 4.1 JUNIOR SUBORDINATED INDENTURE

First Empire Capital Trust I • January 23rd, 1997 • State commercial banks • New York

• Company
  First Empire Capital Trust I
• Filed
  January 23rd, 1997
• Industry
  State commercial banks
• Jurisdiction
  New York