Common Contracts
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CONTENTS INTRODUCTION 3 INSURANCE AGREEMENT 3 USE OF THE MOTORCYCLE 4 POLICY COVER OPTIONS 5 SECTION ONE COVER FOR YOUR MOTORCYCLE 5 AUTOMATIC EXTENSIONS – Full Cover Only 8 OPTIONAL EXTENSIONS 14 AUTOMATIC EXTENSIONS – Third Party Fire and Theft/...April 28th, 2016
INTRODUCTION WELCOME Welcome to NZI. Thank you for selecting us as your insurer. ABOUT THIS POLICY Your Motorcycle policy consists of:1. this policy document, and2. the schedule, and3. any endorsements or warranties that we apply, and4. the information you have provided in the application. YOUR DUTY OF DISCLOSURE When you apply for insurance, you have a legal duty of disclosure. This means you must tell us everything you know (or could be reasonably expected to know) that a prudent insurer would want to take into account in deciding:1. to accept or decline your insurance, or2. the cost or terms of the insurance, including the excess.You also have this duty every time your insurance renews and when you make any changes to it. If you breach this duty your policy will be cancelled as if it had never existed.Please ask us if you are not sure whether you need to tell us about something. CHANGING YOUR MIND If you are not happy with this policy, you can change your mind, provided you tell
