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AGREEMENT AND STIPULATION OF SETTLEMENT OF CLASS ACTION
California • December 23rd, 2010

This Agreement and Stipulation of Class Action Settlement (“Agreement”) is entered into by and among plaintiffs Dolores Mandrigues, Juanita Jones, Al F. Minyen, Wilma R. Minyen, Mark Clauson, Christina Clauson, Bonnie Mincey, Stephanie O’Rourke, Tina Singer, Chad R. Whatley, Anita H. Whatley, Jerrold L. Rotruck, Clara C. Rotruck, Judith M. Holley, Roland Harris, Gloria Harris, Emogen White, Vanessa L. McLeaurin, by Travis A. Budd, personal representative, James W. Collins, Jr., Michael Brunkhorst, Jayme Brunkhorst, Michael T. Harber, Mary Harber, Mark Chaney, Gloria Chaney, and Terry L. Costello (the “Class Representatives”), on behalf of themselves and as representatives of the Settlement Class described herein, and defendants World Savings, Inc.; World Savings Bank, FSB, now known as Wachovia Mortgage, FSB; Wachovia Corporation; Golden West Financial Corporation; Wachovia Bank, FSB, formerly known as World Savings Bank, FSB-TX; Wells Fargo Home Mortgage; and Wells Fargo Bank, N.A. (t

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