Client AgreementAgreement • December 14th, 2020 • VictoriaThe JBWere Client Agreement is provided by JBWere Limited ABN 68 137 978 360, AFSL 341162, a wholly owned subsidiary of the NAB Group. Investments made through JBWere (other than NAB term deposits) are not deposits with or other liabilities of JBWere, NAB or any of its related bodies corporate (collectively the NAB Group) and are subject to investment risk, including possible delays in repayment and loss of income and principal invested. Neither JBWere, NAB nor any other NAB Group member guarantees the repayment of capital or the performance or any particular rate of return of the investments purchased through JBWere. If we offer to arrange for the issue of a particular financial product, we will provide you with product disclosure statement or other relevant disclosure document available at jbwere.com.au to help you