ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSUREElectronic Fund Transfers Agreement and Disclosure • January 31st, 2014 • Connecticut
Contract Type FiledJanuary 31st, 2014 JurisdictionThis Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by Bridgeport Police Federal Credit Union (“Credit Union”). In this Agreement, the words “you,” “your,” and “yours” mean those who sign the application or account card as applicants, joint owners, or any authorized users. The words “we,” “us,” and “our” mean the Credit Union. The word “account” means an account you have with the Credit Union (e.g. checking account or vacation club account); this agreement covers each account you have with the Credit Union. The term “access code” means any user ID, password, personal identification number (PIN) or other code used for the purpose of accessing your accounts or conducting electronic fund transfers. The words “transfer” and “transaction” mean an electronic fund transfer. Electronic fund transfers are electronic transfers of money initiated through