Common Contracts

Between

November 16th, 2011

• Filed
  November 16th, 2011

In consideration of the making of the Loan (the “Loan”) by (“Lender”) to as borrower (the “Borrower”) under the Small Business Collateral Support Program (“CSP”) within the State Small Business Credit Initiative Program (“SSBCI”) of the U.S. Department of the Treasury (“Treasury”) administered by the Idaho Housing and Finance Association (“IHFA”) for the State of Idaho, the Borrower is giving this certificate and making the covenants and agreements herein. The undersigned has the requisite authority and power to sign below on behalf of the Borrower, and Borrower acknowledges, and accepts, the terms and conditions set forth in the Collateral Deposit Agreement (the “Collateral Deposit Agreement”) between IHFA and the Lender, which Borrower has reviewed and acknowledges, consents to, and the Lender Participation Agreement ("Lender Participation Agreement") affirms all the terms and conditions therein. In addition, Borrower makes the following representations, warranties and covenants: