Common Contracts

1 similar Cardholder Agreement contracts

HMBradley Credit Card Account Agreement*
Cardholder Agreement • August 9th, 2022

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 13.90% to 22.90% when you open your account, based upon your creditworthiness. Penalty APR and When it Applies None Paying Interest Your due date is at least 25 days after the close of each billing cycle. If you pay your entire New Balance in full by the payment due date shown on your billing statement, we will not charge you any interest on new purchases that posted during that billing cycle. Minimum Interest Charge None For Credit Card Tips from the Consumer Financial Protection Bureau (CFPB) To learn more about what to consider when applying for a credit card or using a credit card, visit the CFPB website at https:// www.consumerfinance.gov/learnmore. Fees Membership Fee None Transaction Fees• Foreign Transaction None Penalty Fees• Late Payment • Returned Payment• Over-the-Limit $10 for any billing cycle, when you do not pay the minimum payment within 10 days of the payment due date.$29None

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