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Platinum Mastercard Credit Card Agreement Rates and TermsJanuary 13th, 2012
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances 4.99% Platinum Secured9.90% Platinum Plus12.90% Platinum 14.90% Platinum Gold 17.90% Platinum Credit Builder 18.90% Platinum Classic 19.90% Platinum Membership (program closed to new applications) Penalty APR and When it Applies NONE How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you anyinterest on purchases if you pay your entire balance by the due date each month. Interest on cashadvances and balance transfers begins on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $.01. FEES Annual Fee NONE - Platinum Secured, Platinum Plus, Platinum, Platinum Gold$5 Platinum Credit Builder$25 Platinum Classic$35 Platinum Membership Transaction Fees • Balance Transfer NONE • Cash Advance NONE • Foreign Transaction 1% of each transaction in U
Platinum Mastercard Credit Card Agreement Rates and TermsJanuary 13th, 2012
INTEREST RATES AND INTEREST CHARGES Annual Percentage Rate (APR) for Purchases, Balance Transfers and Cash Advances 4.99% Platinum Secured9.90% Platinum Plus12.90% Platinum 14.90% Platinum Gold 17.90% Platinum Credit Builder 18.90% Platinum Classic 19.90% Platinum Membership (program closed to new applications) Penalty APR and When it Applies NONE How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. Interest on cash advances and balance transfers begins on the transaction date. Minimum Interest Charge If you are charged interest, the charge will be no less than $.01. FEES Annual Fee NONE - Platinum Secured, Platinum Plus, Platinum, Platinum Gold$5 Platinum Credit Builder$25 Platinum Classic$35 Platinum Membership Transaction Fees • Balance Transfer NONE • Cash Advance NONE • Foreign Transaction 1% of each transaction in
