AMENDED AND RESTATED TRUST AGREEMENT (Issuer) between EFCAR, LLC Seller and WILMINGTON TRUST COMPANY Owner Trustee Dated as of August 9, 2026Trust Agreement • August 31st, 2026 • Exeter Automobile Receivables Trust 2026-4 • Asset-backed securities • Delaware
Contract Type FiledAugust 31st, 2026 Company Industry JurisdictionThis AMENDED AND RESTATED TRUST AGREEMENT, dated as of August 9, 2026, between EFCAR, LLC, a Delaware limited liability company, as depositor (the “Seller”), and WILMINGTON TRUST COMPANY, a Delaware trust company, as Owner Trustee, amends and restates in its entirety that certain Trust Agreement dated as of March 20, 2026, between the Seller and the Owner Trustee.
FORM OF AMENDED AND RESTATED TRUST AGREEMENT (Issuer) between EFCAR, LLC Seller and WILMINGTON TRUST COMPANY Owner Trustee Dated as of August 9, 2026Trust Agreement • August 28th, 2026 • Exeter Automobile Receivables Trust 2026-4 • Asset-backed securities • Delaware
Contract Type FiledAugust 28th, 2026 Company Industry JurisdictionThis AMENDED AND RESTATED TRUST AGREEMENT, dated as of August 9, 2026, between EFCAR, LLC, a Delaware limited liability company, as depositor (the “Seller”), and WILMINGTON TRUST COMPANY, a Delaware trust company, as Owner Trustee, amends and restates in its entirety that certain Trust Agreement dated as of March 20, 2026, between the Seller and the Owner Trustee.