Common Contracts
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Visa account agreement and disclosure statementSeptember 6th, 2017
INTEREST RATES AND INTEREST ChARgES Annual Percentage Rate (APR) for Purchases VISASecured / Classic12.90 VISAPlatinum10.90 VISA Affinity7.90 -17.90 APR for Balance Transfers VISASecured / Classic12.90% VISAPlatinum10.90% VISAAffinity7.90% - 17.90% APR for Cash Advances VISASecured / Classic12.90% VISAPlatinum10.90% VISAAffinity7.90% - 17.90% How to Avoid Paying Interest on Purchases Your due date is at least 28 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. For Credit Card Tips from the Federal Reserve Board To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at www.federalreserve.gov/creditcard.
