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H&R BLOCK EMERALD ADVANCE TERMS AND CONDITIONS
South Dakota • September 27th, 2022

The H&R Block Emerald Advance® line of credit ("Emerald AdvanceSM") is an open-end line of credit provided by Pathward, National Association (the "Bank"), Member FDIC. Your mostrecent application and these Terms and Conditions (collectively, the "Agreement") constitute the agreement that governs your application for, and if approved, your Emerald Advance.

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H&R BLOCK EMERALD ADVANCE TERMS AND CONDITIONS
South Dakota • May 27th, 2022

The H&R Block Emerald Advance® line of credit ("Emerald AdvanceSM") is an open-end line of credit provided by MetaBank®, National Association (the "Bank"), Member FDIC. Your most recent application and these Terms and Conditions (collectively, the "Agreement") constitute the agreement that governs your application for, and if approved, your Emerald Advance.

H&R BLOCK EMERALD ADVANCE TERMS AND CONDITIONS
South Dakota • October 7th, 2020

The H&R Block Emerald Advance® line of credit ("Emerald AdvanceSM") is an open-end line of credit provided by MetaBank®, National Association (the "Bank"), Member FDIC. Your most recent application and these Terms and Conditions (collectively, the "Agreement") constitute the agreement that governs your application for, and if approved, your Emerald Advance.

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