Common Contracts
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Account Agreement and DisclosuresJune 7th, 2016
Interest Rates and Interest Charges MasterCard & VISA Platinum MasterCard & VISA Share- Secured Annual Percentage Rate (APR) for Purchases 6.9% to 16.9% when youopen your Account, based on your creditworthiness. 16.9% when you open your Account. APR for Balance Transfers 6.9% to 16.9% when you open your Account, based on yourcreditworthiness. 16.9% when you open your Account APR for Cash Advances 6.9% to 16.9% when you openyour Account, based on your creditworthiness. 16.9% when you open your Account Penalty APR and When itApplies None How to Avoid Paying Interest on Purchases Your due date is at least 20 days after the close of each billingcycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Finance Charge None For Credit Card Tips fromthe Consumer Financial Protection Bureau To learn more about factors to consider when applying for orusing a credit card, visit the website of the Consumer Financial Protection Bureau
