Exhibit (4)(b) ================================================================ ================ ENDORSEMENTS (Only we can endorse this contract.) ALTERATION OF TEXT The provision of this policy entitled "Ownership and Control" is replaced at issue by...Prudential Individual Variable Contract Account • April 27th, 1999
Company FiledApril 27th, 1999Unless we endorse this contract to say otherwise, while the Annuitant is living and less than 21 years of age the owner of the contract is the applicant for it. But if the applicant is not living the owner, except as we state below, is the beneficiary(ies) who at the time would be entitled to any proceeds arising from the Annuitant's death. If there is no such beneficiary at the time, the owner is the Annuitant. A beneficiary named by the Annuitant will not replace the Annuitant as owner.
EXHIBIT 1.A.(13)(v) ENDORSEMENTSPrudential Variable Appreciable Account • April 28th, 1997
Company FiledApril 28th, 1997Unless we endorse this contract to say otherwise, while the Insured is living and less than 21 years of age the owner of the contract is the applicant for it. But if the applicant is not living the owner, except as we state below, is the beneficiary(ies) who at the time would be entitled to any proceeds arising from the Insured's death. If there is no such beneficiary at the time, the owner is the Insured. A beneficiary named by the Insured will not replace the Insured as owner.