Common Contracts

Visa Platinum Preferred Cardholder Agreement & Pricing Information

Cardholder Agreement • December 19th, 2023

• Contract Type
  Cardholder Agreement
• Filed
  December 19th, 2023

Interest Rates & Interest Charges Annual Percentage Rate (APR) for Purchases 11.99% APR for Balance Transfers 7.99% Intro rate for 6 months from account open date; 11.99%after APR for Cash Advances 7.99% Intro rate for 6 months from account open date; 11.99%after Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau athttp://www.consumerfinance.gov/learnmore Fees Annual Fee $50.00 Transaction Fees Either $10.00 or 3% of the amount of the transfer, whichever is greater.Either $10.00 or 3% of the amount of the transfer, whichever is greater. • B

Visa Platinum Standard Cardholder Agreement & Pricing Information

Cardholder Agreement • December 19th, 2023

• Contract Type
  Cardholder Agreement
• Filed
  December 19th, 2023

Interest Rates & Interest Charges Annual Percentage Rate (APR) for Purchases 15.88% APR for Balance Transfers 15.88% APR for Cash Advances 15.88% Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Fees Annual Fee NONE Transaction Fees Either $10.00 or 3% of the amount of the transfer, whichever is greater.Either $10.00 or 3% of the amount of the transfer, whichever is greater. • Balance Transfer Fees• Cash Advance Fees Penalty Fees Up to $37.00 None$35.00 • Late Payment• Over-the-Credit Limit• Re

Visa Platinum Standard Cardholder Agreement & Pricing Information

Cardholder Agreement • April 19th, 2019

• Contract Type
  Cardholder Agreement
• Filed
  April 19th, 2019

Interest Rates & Interest Charges Annual Percentage Rate (APR) for Purchases 14.88% APR for Balance Transfers 14.88% APR for Cash Advances 14.88% Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore Fees Annual Fee NONE Transaction Fees  Balance Transfer Fees Cash Advance Fees Either $10.00 or 3% of the amount of the transfer, whichever is greater. Either $10.00 or 3% of the amount of the transfer, whichever is greater. Penalty Fees  Late Payment Up to $37.00  Over-the-Credit Limit None  Retur