Common Contracts
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On-Line Banking Account Access Agreement and Electronic Funds Transfer DisclosureNew Jersey • February 26th, 2015
This agreement and disclosure provides information about United Teletech Financial Federal Credit Union’s Home Account Access service (On-Line Banking) and contains the disclosures required by the Electronic Funds Transfer Act. This agreement is subject to applicable federal laws and the laws of the state of New Jersey (except to the extent that this agreement can and does vary such rules or laws). The body of state and federal laws that governs our relationship with you, however, is too large and complex to be reproduced here. For the purpose of this document, I, me, my, and mine shall refer to each member who is eligible and signs up for On-Line Banking. You, your, or Credit Union shall refer to United Teletech Financial Federal Credit Union where the Member has the deposit account accessed through On-Line Banking. All references to time of day in this Agreement and Disclosure refer to Pacific Standard Time.
