Common Contracts

January 7, 2014

Letter Agreement • September 10th, 2014 • MW Bancorp, Inc. • New York

• Contract Type
  Letter Agreement
• Filed
  September 10th, 2014
• Company
  MW Bancorp, Inc.
• Jurisdiction
  New York

This letter agreement (the “Agreement”) is to confirm the engagement of Sterne, Agee & Leach, Inc. (“Sterne Agee”) to act as the exclusive financial advisor to Mt. Washington Savings Bank (the “Bank”) in connection with the proposed mutual-to-stock conversion of the Bank (the “Conversion”) and the concurrent sale of common stock of a stock holding company (“NewCo” and together with the Bank, the “Company”) to be formed by the Bank. NewCo will offer and sell shares of its common stock first to eligible persons pursuant to a Plan of Conversion (the “Plan”) in a Subscription Offering (the “Subscription Offering”) and any remaining shares to the general public in a Direct Community Offering and/or a Syndicated Community Offering (the “Community Offering” and, together with the Subscription Offering, the “Offering”). This Agreement sets forth the terms and conditions agreed to between the Company and Sterne Agee with respect to the Conversion, the Plan and the Offering.

September 6, 2013 Edgewater Bank Saint Joseph, MI 49085 Attention: Richard Dyer, President & Chief Executive Officer Mr. Dyer:

Letter Agreement • September 12th, 2013 • Edgewater Bancorp, Inc. • New York

• Contract Type
  Letter Agreement
• Filed
  September 12th, 2013
• Company
  Edgewater Bancorp, Inc.
• Jurisdiction
  New York

This letter agreement (the “Agreement”) is to confirm the engagement of Sterne, Agee & Leach, Inc. (“Sterne Agee”) to act as the exclusive financial advisor to Edgewater Bank (“Edgewater” or the “Bank”) in connection with the proposed mutual-to-stock conversion of the Bank (the “Conversion”) and the concurrent sale of common stock of a stock holding company (“NewCo” and together with Edgewater, the “Company”) to be formed by Edgewater. Sterne Agee understands that NewCo will offer and sell shares of its common stock first to eligible persons pursuant to a Plan of Conversion (the “Plan”) in a Subscription Offering (the “Subscription Offering”) and any remaining shares to the general public in a Direct Community Offering and/or a Syndicated Community Offering (the “Community Offering” and, together with the Subscription Offering, the “Offering”). This letter sets forth the terms and conditions agreed to between the Company and Sterne Agee with respect to the Conversion, the Plan and the