Common Contracts

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Private Health Insurance: The Basics Health insurance is a contract between an individual, or group, and a health insurance company. To obtain private health insurance coverage, an individual or group purchases a plan (also called a policy) from the...
May 14th, 2018
  • Filed
    May 14th, 2018

Three broad categories of private health insurance exist: small group, large group, and non-group. 2,3 Insurers provide small- and large- group coverage to groups, such as employers, unions, or other organizations. Individuals and families who do not receive coverage through a group or the government (e.g. through Medicaid or Medicare) can purchase non-group (individual) health insurance coverage from an insurance agent or through an insurance

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