Common Contracts

General Savings Conditions

January 10th, 2017

• Filed
  January 10th, 2017

Title PageContents 2How this Agreement works 3Basic information and general terms 31 Who we are 32 How to contact us 33 Our Agreement with you 34 Some words and phrases used in this Agreement 45 Opening an Account with us 56 Joint Accounts 57 Nominated Accounts 68 Paying in by Electronic Transfer 69 Paying in by standing order 610 Paying in by cheque 711 Taking money from your Account 712 Incorrect payments 813 Interest and fees 814 Overdrafts 815 Security and some of your key responsibilities 816 Our online banking service 1017 Loss or misuse of Personal Security Details 1018 Your responsibilities 1019 When we can make changes to this Agreement 1120 Changes to interest rates 1121 If you’re not happy with changes we make 1222 Cancelling or closing your Account 1223 Statements 1324 Tax 1325 Transferring your Account 1326 Notices and contacting you about your Account 1327 Use of your personal information 1428 Circumstances outside our control 1429 Call recording and monitoring 1430 Enfor