EXHIBIT A
JOINT FILING AGREEMENT
In connection with the beneficial ownership of shares of common stock,
par value $.01 per share, of Z-Tel Technologies, Inc., Inc (the "Issuer"),
Mutual Risk Management Ltd, a Bermuda limited liability company, MRM Services
Ltd., a Bermuda limited liability company, MTM Group Ltd., a Bermuda limited
liability company, Mutual Trust Management (Jersey) Limited, a Jersey limited
liability company, MTM Trustees Limited, a Jersey limited liability company, MTM
Nominees Limited, a Jersey limited liability company, MTM Investments Limited, a
Jersey limited liability company, Fulmead Ventures Limited, a British Virgin
Islands company, and The ▇▇▇▇▇ Trust, a Channel Islands Trust, consent on behalf
of such persons to all filings, including the filing of this Amendment No. 1 to
Schedule 13D and all amendments thereto pursuant to Rule 13d-2(f)(1)(iii), under
the Securities Exchange Act of 1934, as amended (the "Exchange Act"), required
under the Exchange Act pursuant to which joint filing statements are permitted.
IN WITNESS WHEREOF, the undersigned have caused this Joint Filing
Agreement to be signed as of this 28th day of May, 2003.
MUTUAL RISK MANAGEMENT LTD
By: /s/ ▇▇▇▇▇ ▇▇▇▇▇▇▇
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Name: ▇▇▇▇▇ ▇▇▇▇▇▇▇
Title: Secretary
MRM SERVICES LTD.
By: /s/ ▇▇▇▇▇ ▇▇▇▇▇▇▇
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Name: ▇▇▇▇▇ ▇▇▇▇▇▇▇
Title: Secretary
MTM GROUP LTD.
By: /s/ ▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇
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Name: ▇▇▇▇▇ ▇. ▇▇▇▇▇▇▇▇▇
Title: Director
MUTUAL TRUST MANAGEMENT (JERSEY)
LIMITED
By: /s/ DENIS ▇.▇. ▇▇▇▇▇▇▇▇▇
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Name: Denis ▇.▇. ▇▇▇▇▇▇▇▇▇
Title: Director
MTM TRUSTEES LIMITED
By: /s/ DENIS ▇.▇. ▇▇▇▇▇▇▇▇▇
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Name: Denis ▇.▇. ▇▇▇▇▇▇▇▇▇
Title: Director
MTM NOMINEES LIMITED
By: /s/ DENIS ▇.▇. ▇▇▇▇▇▇▇▇▇
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Name: Denis ▇.▇. ▇▇▇▇▇▇▇▇▇
Title: Director
MTM INVESTMENTS LIMITED
By: /s/ DENIS ▇.▇. ▇▇▇▇▇▇▇▇▇
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Name: Denis ▇.▇. ▇▇▇▇▇▇▇▇▇
Title: Director
FULMEAD VENTURES LIMITED
By: /s/ DENIS ▇.▇. ▇▇▇▇▇▇▇▇▇
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Name: Denis ▇.▇. ▇▇▇▇▇▇▇▇▇
Title: Director
THE ▇▇▇▇▇ TRUST
BY: MTM TRUSTEES LIMITED, as Trustee
By: /s/ DENIS ▇.▇. ▇▇▇▇▇▇▇▇▇
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Name: Denis ▇.▇. ▇▇▇▇▇▇▇▇▇
Title: Director
