SEAFIRST LETTERHEAD] November 7, 1995 Thomas F. Leonard President Chrystal Mountain, Inc. 1 Crystal Mountain Blvd. Enumclaw, WA 98022 Dear Tom: This is to inform you that we waive, effective upon your acknowledgment and acceptance below on or before...

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                                                                  EXHIBIT 10.27

                             [SEAFIRST LETTERHEAD]


November 7, 1995


Xxxxxx X. Xxxxxxx
President
Xxxxxxxx Mountain, Inc.
0 Xxxxxxx Xxxxxxxx Xxxx.
Enumclaw, WA 98022

Dear Xxx:

This is to inform you that we waive, effective upon your acknowledgment and 
acceptance below on or before November 30, 1995 the following provisions of our 
Second and Restated Loan Agreement dated September 14, 1995:

     6.10  the section of same which reads -- Borrower shall at all times
     maintain a ratio of indebtedness to tangible net worth of not more than 2.0
     to 1. and

     7.7  Capital Expenditures -- maximum 

This waiver is for fiscal year ending September 30, 1995. This waiver relates 
only to the above provisions and is only for the fiscal year ending September 
30, 1995. This waiver shall not be construed as a course of conduct. All other 
conditions not specifically waived hereby shall be strictly construed.

Please acknowledge your acceptance by signing below and returning this letter
by November 30, 1995.

Sincerely,

Seattle-First National Bank
SW Commercial Banking -- Team 2         Borrower Acknowledgment:
                                        Crystal Mountain, Inc.

/s/  X X Xxxxx                         By: /s/ Xxxxxx X. Xxxxxxx
--------------------                       ------------------------
Xxxxxxx X. Xxxxx                           Title: President
Vice President                             Date:  11/11/95