ELEVENTH AMENDMENT TO FUND SERVICES AGREEMENT

ELEVENTH AMENDMENT TO FUND SERVICES AGREEMENT

This eleventh Amendment (“Amendment”) to the FUND SERVICES AGREEMENT, dated January 22, 2020, among ▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ SERVICES, LLC (the “Customer”) and JPMORGAN CHASE BANK, N.A. (“▇.▇. ▇▇▇▇▇▇”), as amended from time to time (the “Agreement”), is made and entered into as of July 17, 2025, and shall be effective as of August 1, 2025, between the Customer and ▇.▇. ▇▇▇▇▇▇.

W I T N E S S E T H:

WHEREAS, the Customer and ▇.▇. ▇▇▇▇▇▇ entered into the Agreement;

WHEREAS, the Customer wants to update the list of Funds (as set forth in Annex I to the Agreement) to which ▇.▇. ▇▇▇▇▇▇ shall provide fund administration services under the terms and conditions set forth in the Agreement to add the following Funds, effective August 1, 2025:

▇▇▇▇▇▇ Retirement Advantage 2070 Fund

▇▇▇▇▇▇ Sustainable Retirement 2070 Fund

▇▇▇▇▇▇ Retirement Advantage 2070 Trust

▇▇▇▇▇▇ U.S. Research Trust

WHEREAS, ▇.▇. ▇▇▇▇▇▇ agrees to update ▇▇▇▇▇ ▇ as set forth in this Amendment.

NOW, THEREFORE, in consideration of the mutual agreements herein contained, the parties hereby agree as follows:

1. Definitions. Unless otherwise defined herein, defined terms used in this Amendment shall have the meaning ascribed to such terms in the Agreement.

2. Amendments. The Agreement shall be amended as follows:

(A) Annex I of the Agreement is hereby amended and restated in its entirety by ▇▇▇▇▇ ▇ hereto.

(B) Save as amended by this Amendment, the Agreement shall remain in full force and effect.

3. Representations. Each party represents to the other parties that all representations contained in the Agreement are true and accurate as of the date of this Amendment, and that such representations are deemed to be given or repeated by each party, as the case may be, on the date of this Amendment.

4. Entire Agreement. This Amendment, prior amendments, and the Agreement and any documents referred to in each of them, constitutes the whole agreement between the parties relating to their subject matter and supersedes and extinguishes any other drafts, agreements, undertakings, representations, warranties and arrangements of any nature, whether in writing or oral, relating to such subject matter. If any of the provisions of this Amendment are inconsistent with or in conflict with any of the provisions of the Agreement then, to the extent of any such inconsistency or conflict, the provisions of this Amendment shall prevail as between the parties.

5. Counterparts. This Amendment may be executed in any number of counterparts which together shall constitute one agreement. Each party hereto may enter into this Amendment by executing a counterpart and this Amendment shall not take effect until it has been executed by both parties.

6. Law and Jurisdiction. This Amendment shall be governed by, and construed in accordance with, the laws of the State of New York.

IN WITNESS WHEREOF, the parties have executed this Amendment as of the date first above written.

FRANKLIN ▇▇▇▇▇▇▇▇▇ SERVICES, LLC	JPMORGAN CHASE BANK, N.A
By: /s/▇▇▇▇▇ ▇▇▇▇▇ ▇▇▇▇: ▇▇▇▇▇▇▇▇▇▇▇ ▇. Kings Title: Senior Vice President	By: /s/▇▇▇▇ ▇▇▇▇ ▇▇▇▇: ▇▇▇▇ ▇▇▇▇ ▇▇▇▇▇: Executive Director

ANNEX I

“ANNEX I TO THE FUND SERVICES AGREEMENT”

List of Funds

Name	Entity Type	Jurisdiction
Franklin ▇▇▇▇▇▇▇▇▇ US Government Securities II Ltd		Bermuda
▇▇▇▇▇▇▇▇▇ Growth Fund II Limited		Cayman
▇▇▇▇▇▇▇▇▇ China Opportunities Fund, Ltd		Cayman
Franklin USD Diversified Bond Fund III		Cayman
▇▇▇▇▇▇▇▇▇ Global Smaller Companies Fund		U.S.A.
TF-▇▇▇▇▇▇▇▇▇ World Fund		U.S.A.
TF-▇▇▇▇▇▇▇▇▇ Foreign Fund		U.S.A.
TIT-▇▇▇▇▇▇▇▇▇ Global Bond Fund		U.S.A.
▇▇▇▇▇▇▇▇▇ Growth Fund, Inc.		U.S.A.
▇▇▇▇▇▇▇▇▇ Emerging Markets Fund		U.S.A.
▇▇▇▇▇▇▇▇▇ Global Income Fund		U.S.A.
TIF-International Equity Series		U.S.A.
FTVIPT-▇▇▇▇▇▇▇▇▇ Developing Markets VIP Fund		U.S.A.
FMSF-Franklin Mutual Beacon Fund		U.S.A.
FMSF-Franklin Mutual Global Discovery Fund		U.S.A.
FMSF-Franklin Mutual European Fund		U.S.A.
FMSF-Franklin Mutual Quest Fund		U.S.A.
FMSF-Franklin Mutual Shares Fund		U.S.A.
▇▇▇▇▇▇▇▇▇ Developing Markets Trust		U.S.A.
FTVIPT-▇▇▇▇▇▇▇▇▇ Foreign VIP Fund		U.S.A.
▇▇▇▇▇▇▇▇▇ Emerging Markets Income Fund		U.S.A.

▇▇▇▇▇▇▇▇▇ Dragon Fund, Inc.		U.S.A.
FMSF-Franklin Mutual Financial Services Fund		U.S.A.
Franklin Universal Trust		U.S.A.
FFRMT-Franklin Floating Rate Master Series		U.S.A.
FCF-Franklin U.S. Government Securities Fund		U.S.A.
FVIT-Franklin Mutual U.S. Value Fund		U.S.A.
FCTFT-Franklin California Intermediate-Term Tax-Free Income		U.S.A.
FNYTFT-Franklin New York Intermediate-Term Tax-Free Income F		U.S.A.
Franklin Strategic Mortgage Portfolio		U.S.A.
FTFT-Franklin Federal Intermediate-Term Tax-Free Income Fund		U.S.A.
FMST-Franklin California High Yield Municipal Fund		U.S.A.
TMMP-The U.S. Government Money Market Portfolio		U.S.A.
FVIT-Franklin Microcap Value Fund		U.S.A.
▇▇▇▇▇-▇▇▇▇▇▇▇▇ Real Estate Securities Fund		U.S.A.
FSS-Franklin Strategic Income Fund		U.S.A.
FSS-Franklin Small-Mid Cap Growth Fund		U.S.A.
FVIT-Franklin Small Cap Value Fund		U.S.A.
TGIT-▇▇▇▇▇▇▇▇▇ Global Balanced Fund		U.S.A.
Franklin Gold And Precious Metals Fund		U.S.A.
FHIT-Franklin High Income Fund		U.S.A.
FCF-Franklin Growth Fund		U.S.A.
FCF-Franklin Utilities Fund		U.S.A.
FCF-Franklin DynaTech Fund		U.S.A.
FCF-Franklin Income Fund		U.S.A.
FUSGMF-▇▇▇▇▇▇▇▇ U.S. Government Money Fund		U.S.A.
Franklin California Tax-Free Income Fund		U.S.A.

Franklin New York Tax-Free Income Fund		U.S.A.
Franklin Federal Tax-Free Income Fund		U.S.A.
FTFT-Franklin Massachusetts Tax-Free Income Fund		U.S.A.
FTFT-Franklin Michigan Tax-Free Income Fund		U.S.A.
FTFT-Franklin Minnesota Tax-Free Income Fund		U.S.A.
FTFT-Franklin Ohio Tax-Free Income Fund		U.S.A.
FTFT-Franklin Colorado Tax-Free Income Fund		U.S.A.
FTFT-Franklin Georgia Tax-Free Income Fund		U.S.A.
FTFT-Franklin Pennsylvania Tax-Free Income Fund		U.S.A.
FTFT-Franklin High Yield Tax-Free Income Fund		U.S.A.
FIST-Franklin Convertible Securities Fund		U.S.A.
FIST-Franklin Adjustable U.S. Government Securities Fund		U.S.A.
FIST-Franklin Equity Income Fund		U.S.A.
IFT-Money Market Portfolio		U.S.A.
FTFT-Franklin Federal Limited-Term Tax-Free Fund		U.S.A.
FMT-Franklin Rising Dividends Fund		U.S.A.
FTFT-Franklin Missouri Tax-Free Income Fund		U.S.A.
FTFT-Franklin Oregon Tax-Free Income Fund		U.S.A.
FTFT-Franklin Virginia Tax-Free Income Fund		U.S.A.
FTFT-Franklin Alabama Tax-Free Income Fund		U.S.A.
TGIT-▇▇▇▇▇▇▇▇▇ Emerging Markets Small Cap Fund		U.S.A.
FSS-Franklin Biotechnology Discovery Fund		U.S.A.
FSS-Franklin Natural Resources Fund		U.S.A.
FTVIPT-Franklin Flex Cap Growth VIP Fund		U.S.A.
FIST-Franklin Floating Rate Daily Access Fund		U.S.A.
FGT-Franklin Emerging Market Debt Opportunities Fund		U.S.A.

TIF-Foreign Smaller Companies Series		U.S.A.
FIST-Franklin Managed Income Fund		U.S.A.
FGT-Franklin International Small Cap Fund		U.S.A.
FIST-Franklin Total Return Fund		U.S.A.
FSS-Franklin Growth Opportunities Fund		U.S.A.
FTFT-Franklin Arizona Tax-Free Income Fund		U.S.A.
FSS-Franklin Small Cap Growth Fund		U.S.A.
FTFT-Franklin Connecticut Tax-Free Income Fund		U.S.A.
FTFT-Franklin Louisiana Tax-Free Income Fund		U.S.A.
Franklin Limited Duration Income Trust		U.S.A.
▇▇▇▇▇▇▇▇▇ China World Fund		U.S.A.
FTFT-Franklin Maryland Tax-Free Income Fund		U.S.A.
FTFT-Franklin North Carolina Tax-Free Income Fund		U.S.A.
FTFT-Franklin New Jersey Tax-Free Income Fund		U.S.A.
FTVIPT-Franklin Growth and Income VIP Fund		U.S.A.
FTVIPT-Franklin Global Real Estate VIP Fund		U.S.A.
FTVIPT-▇▇▇▇▇▇▇▇▇ Global Bond VIP Fund		U.S.A.
FTVIPT-Franklin Income VIP Fund		U.S.A.
FTVIPT-Franklin U.S. Government Securities VIP Fund		U.S.A.
FTVIPT-Franklin Rising Dividends VIP Fund		U.S.A.
FTVIPT-▇▇▇▇▇▇▇▇▇ Growth VIP Fund		U.S.A.
FTVIPT-Franklin Small-Mid Cap Growth VIP Fund		U.S.A.
FTVIPT-Franklin Large Cap Growth VIP Fund		U.S.A.
FTVIPT-Franklin Mutual Global Discovery VIP Fund		U.S.A.
FTVIPT-Franklin Mutual Shares VIP Fund		U.S.A.
FTVIPT-Franklin Small Cap Value VIP Fund		U.S.A.

FTVIPT-Franklin Strategic Income VIP Fund		U.S.A.
FIST-Franklin Real Return Fund		U.S.A.
FIST-Franklin Low Duration Total Return Fund		U.S.A.
FSS-Franklin Select U.S. Equity Fund		U.S.A.
TIF-Global Equity Series		U.S.A.
FGT-Franklin International Growth Fund		U.S.A.
TGIT-▇▇▇▇▇▇▇▇▇ Frontier Markets Fund		U.S.A.
TIT-▇▇▇▇▇▇▇▇▇ Global Total Return Fund		U.S.A.
FTVIPT-Franklin VolSmart Allocation VIP Fund		U.S.A.
TIT-▇▇▇▇▇▇▇▇▇ Emerging Markets Bond Fund		U.S.A.
FMSF-Franklin Mutual International Fund		U.S.A.
TIT-▇▇▇▇▇▇▇▇▇ International Bond Fund		U.S.A.
FFAS-Franklin Payout 2019 Fund		U.S.A.
FFAS-Franklin Payout 2020 Fund		U.S.A.
FFAS-Franklin Payout 2021 Fund		U.S.A.
FSS-Franklin Flexible Alpha Bond Fund		U.S.A.
FFRMT-Franklin Floating Rate Income Fund		U.S.A.
FCF-Franklin Focused Growth Fund		U.S.A.
FFAS-Franklin Payout 2022 Fund		U.S.A.
▇▇ ▇▇▇▇▇▇▇▇▇ International - Climate Change Fund		U.S.A.
FFAS-Franklin LifeSmart Retirement Income Fund		U.S.A.
FFAS-Franklin LifeSmart 2025 Retirement Target Fund		U.S.A.
FFAS-Franklin LifeSmart 2035 Retirement Target Fund		U.S.A.
FTVIPT-Franklin Allocation VIP Fund		U.S.A.

FFAS-Franklin LifeSmart 2045 Retirement Target Fund U.S.A.

FFAS-Franklin Corefolio Allocation Fund		U.S.A.
FFAS-Franklin Founding Funds Allocation Fund		U.S.A.
FFAS-Franklin Conservative Allocation Fund		U.S.A.
FFAS-Franklin Moderate Allocation Fund		U.S.A.
FFAS-Franklin Growth Allocation Fund		U.S.A.
FFAS-Franklin LifeSmart 2030 Retirement Target Fund		U.S.A.
FFAS-Franklin LifeSmart 2050 Retirement Target Fund		U.S.A.
FFAS-Franklin LifeSmart 2040 Retirement Target Fund		U.S.A.
FFAS-Franklin LifeSmart 2020 Retirement Target Fund		U.S.A.
FFAS-Franklin NextStep Conservative Fund		U.S.A.
FFAS-Franklin NextStep Moderate Fund		U.S.A.
FFAS-Franklin NextStep Growth Fund		U.S.A.
FFAS-Franklin LifeSmart 2055 Retirement Target Fund		U.S.A.
FT Holdings Corporations III		U.S.A.
FT Holdings Corporations IV		U.S.A.
FT Holdings Corporations I		U.S.A.
FT Holdings Corporations II		U.S.A.
FSS-Franklin ▇▇▇▇▇▇▇▇▇ SMACS Series CH		U.S.A.
FSS-Franklin ▇▇▇▇▇▇▇▇▇ SMACS Series H		U.S.A.
FSS-Franklin ▇▇▇▇▇▇▇▇▇ SMACS Series E		U.S.A.
FSS-Franklin ▇▇▇▇▇▇▇▇▇ SMACS Series I		U.S.A.
Franklin USD Diversified Bond IV 2024 Fund A (Qdis) USD		Cayman
▇▇▇▇▇▇▇▇ U.S. Core Equity (IU) Fund		U.S.A.
Franklin International Core Equity (IU) Fund		U.S.A.
Franklin Emerging Markets Core Equity (UI) Fund		U.S.A.
▇▇▇▇▇▇▇▇ USD Diversified Bond VI 2024 SP		Cayman
FTFT-Franklin Municipal Green Bond Fund		U.S.A.

Franklin USD Diversified Fixed Tenure Bond SP		Cayman
Franklin USD Diversified Bond VII 2024 SP		Cayman
Franklin Equity Portfolio Fund, a series of Franklin ETF Trust		U.S.A.
Franklin Fixed Income Portfolio Fund, a series of Franklin ETF Trust		U.S.A.
▇▇▇▇▇▇▇▇ USD Diversified Fixed Tenure Bond Series II SP		Cayman
Franklin Lifesmart 2060 Retirement Target Fund		U.S.A.
▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇ U.S. Government Money Fund		U.S.A.
▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇▇▇▇ SMACS Fund: Series EM		U.S.A.
▇▇▇▇▇▇▇▇ ▇▇▇▇ Duration Credit Fund		U.S.A.
▇▇▇▇▇▇ California Tax Exempt Income Fund		US—1940 Act
▇▇▇▇▇▇ Convertible Securities Fund		US—1940 Act
▇▇▇▇▇▇ Diversified Income Trust		US—1940 Act
▇▇▇▇▇▇ Asset Allocation Funds - ▇▇▇▇▇▇ Dynamic Asset Allocation Balanced Fund - ▇▇▇▇▇▇ Dynamic Asset Allocation Conservative Fund - ▇▇▇▇▇▇ Dynamic Asset Allocation Growth Fund - ▇▇▇▇▇▇ Multi-Asset Income Fund		US—1940 Act

▇▇▇▇▇▇ Funds Trust - ▇▇▇▇▇▇ Core Bond Fund - ▇▇▇▇▇▇ Core Equity Fund - ▇▇▇▇▇▇ Dynamic Asset Allocation Equity Fund - ▇▇▇▇▇▇ Emerging Markets Equity Fund - ▇▇▇▇▇▇ Floating Rate Income Fund - ▇▇▇▇▇▇ Focused Equity Fund - ▇▇▇▇▇▇ Global Technology Fund - ▇▇▇▇▇▇ Intermediate-Term Municipal Income Fund - ▇▇▇▇▇▇ International Value Fund - ▇▇▇▇▇▇ Mortgage Opportunities Fund - ▇▇▇▇▇▇ Short Duration Bond Fund - ▇▇▇▇▇▇ Short Term Investment Fund - ▇▇▇▇▇▇ Short-Term Municipal Income Fund - ▇▇▇▇▇▇ Small Cap Growth Fund - ▇▇▇▇▇▇ Ultra Short Duration Income Fund - ▇▇▇▇▇▇ Ultra Short MAC Series		US—1940 Act
▇▇▇▇▇▇ Focused International Equity Fund		US—1940 Act

▇▇▇▇▇▇ ▇▇▇▇▇▇ Balanced Fund		US—1940 Act
▇▇▇▇▇▇ Global Health Care Fund		US—1940 Act
▇▇▇▇▇▇ Global Income Trust		US—1940 Act
▇▇▇▇▇▇ High Yield Fund		US—1940 Act
▇▇▇▇▇▇ Income Fund		US—1940 Act
▇▇▇▇▇▇ International Equity Fund		US—1940 Act
▇▇▇▇▇▇ Investment Funds - ▇▇▇▇▇▇ Government Money Market Fund - ▇▇▇▇▇▇ International Capital Opportunities Fund - ▇▇▇▇▇▇ Large Cap Growth Fund - ▇▇▇▇▇▇ Research Fund - ▇▇▇▇▇▇ Small Cap Value Fund - ▇▇▇▇▇▇ Sustainable Future Fund		US—1940 Act
▇▇▇▇▇▇ Large Cap Value Fund		US—1940 Act

▇▇▇▇▇▇ Managed Municipal Income Trust		US—1940 Act
▇▇▇▇▇▇ Massachusetts Tax Exempt Income Fund		US—1940 Act
▇▇▇▇▇▇ Master Intermediate Income Trust		US—1940 Act
▇▇▇▇▇▇ Minnesota Tax Exempt Income Fund		US—1940 Act
▇▇▇▇▇▇ Money Market Fund		US—1940 Act
▇▇▇▇▇▇ Mortgage Securities Fund		US—1940 Act
▇▇▇▇▇▇ Municipal Opportunities Trust		US—1940 Act
▇▇▇▇▇▇ New Jersey Tax Exempt Income Fund		US—1940 Act
▇▇▇▇▇▇ New York Tax Exempt Income Fund		US—1940 Act
▇▇▇▇▇▇ Ohio Tax Exempt Income Fund		US—1940 Act
▇▇▇▇▇▇ Pennsylvania Tax Exempt Income Fund		US—1940 Act

▇▇▇▇▇▇ Premier Income Trust		US—1940 Act
▇▇▇▇▇▇ Sustainable Leaders Fund		US—1940 Act

Putnam Target Date Funds - ▇▇▇▇▇▇ Retirement Advantage Maturity Fund - ▇▇▇▇▇▇ Retirement Advantage 2070 Fund* - ▇▇▇▇▇▇ Retirement Advantage 2065 Fund - ▇▇▇▇▇▇ Retirement Advantage 2060 Fund - ▇▇▇▇▇▇ Retirement Advantage 2055 Fund - ▇▇▇▇▇▇ Retirement Advantage 2050 Fund - ▇▇▇▇▇▇ Retirement Advantage 2045 Fund - ▇▇▇▇▇▇ Retirement Advantage 2040 Fund - ▇▇▇▇▇▇ Retirement Advantage 2035 Fund - ▇▇▇▇▇▇ Retirement Advantage 2030 Fund - ▇▇▇▇▇▇ Retirement Advantage 2025 Fund - ▇▇▇▇▇▇ Sustainable Retirement Maturity Fund - ▇▇▇▇▇▇ Sustainable Retirement 2070 Fund* - ▇▇▇▇▇▇ Sustainable Retirement 2065 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2060 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2055 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2050 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2045 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2040 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2035 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2030 Fund - ▇▇▇▇▇▇ Sustainable Retirement 2025 Fund		US—1940 Act
▇▇▇▇▇▇ Tax Exempt Income Fund		US—1940 Act
▇▇▇▇▇▇ Tax-Free Income Trust - ▇▇▇▇▇▇ Strategic Intermediate Municipal Fund - ▇▇▇▇▇▇ Tax-Free High Yield Fund		US—1940 Act

▇▇▇▇▇▇ Variable Trust - ▇▇▇▇▇▇ VT Core Equity Fund - ▇▇▇▇▇▇ VT Diversified Income Fund - ▇▇▇▇▇▇ VT Emerging Markets Equity Fund - ▇▇▇▇▇▇ VT Focused International Equity Fund - ▇▇▇▇▇▇ VT ▇▇▇▇▇▇ ▇▇▇▇▇▇ Balanced Fund - ▇▇▇▇▇▇ VT Global Asset Allocation Fund - ▇▇▇▇▇▇ VT Global Health Care Fund - ▇▇▇▇▇▇ VT Government Money Market Fund - ▇▇▇▇▇▇ VT High Yield Fund - ▇▇▇▇▇▇ VT Income Fund - ▇▇▇▇▇▇ VT International Equity Fund - ▇▇▇▇▇▇ VT International Value Fund - ▇▇▇▇▇▇ VT Large Cap Growth Fund - ▇▇▇▇▇▇ VT Large Cap Value Fund - ▇▇▇▇▇▇ VT Mortgage Securities Fund - ▇▇▇▇▇▇ VT Research Fund - ▇▇▇▇▇▇ VT Small Cap Growth Fund - ▇▇▇▇▇▇ VT Small Cap Value Fund - ▇▇▇▇▇▇ VT Sustainable Future Fund - ▇▇▇▇▇▇ VT Sustainable Leaders Fund		US—1940 Act
▇▇▇▇▇▇ Diversified Income Trust (Cayman) Master Fund		Cayman
▇▇▇▇▇▇ Diversified Income Trust (Cayman) Feeder Fund		Cayman
▇▇▇▇▇▇ Cash Collateral Pool, LLC		US
▇▇▇▇▇▇ Intermediate U.S. Investment Grade Fund, LLC		US
▇▇▇▇▇▇ Emerging Markets Equity Fund, LP		US
▇▇▇▇▇▇ Total Return: U.S. Investment Grade Fixed Income Fund, LLC		US—ERISA Account
▇▇▇▇▇▇ Emerging Market Small Cap Equity Fund, LP		US
▇▇▇▇▇▇ Catholic Values U.S. Large Cap Growth Fund LP		US
▇▇▇▇▇▇ Intermediate Domestic Investment-Grade Trust		US—ERISA Account; intended to qualify as tax-exempt under Revenue Ruling 81- 100 and successor guidance (“81-100 Trust”)
▇▇▇▇▇▇ Short Duration Government/Corporate Trust
▇▇▇▇▇▇ Stable Value Fund
▇▇▇▇▇▇ Large Cap Value Trust
▇▇▇▇▇▇ Retirement Advantage 2070 Trust*

▇▇▇▇▇▇ Retirement Advantage 2065 Fund

▇▇▇▇▇▇ Retirement Advantage 2060 Fund
▇▇▇▇▇▇ Retirement Advantage 2055 Fund
▇▇▇▇▇▇ Retirement Advantage 2050 Fund
▇▇▇▇▇▇ Retirement Advantage 2045 Fund
▇▇▇▇▇▇ Retirement Advantage 2040 Fund
▇▇▇▇▇▇ Retirement Advantage 2035 Fund
▇▇▇▇▇▇ Retirement Advantage 2030 Fund
▇▇▇▇▇▇ Retirement Advantage 2025 Fund
▇▇▇▇▇▇ Retirement Advantage Maturity Fund
▇▇▇▇▇▇ Retirement Advantage GAA Money Market Portfolio
▇▇▇▇▇▇ Retirement Advantage GAA Equity Portfolio
▇▇▇▇▇▇ Retirement Advantage GAA Growth Portfolio
▇▇▇▇▇▇ Retirement Advantage GAA Balanced Portfolio
▇▇▇▇▇▇ Retirement Advantage GAA Conservative Portfolio
▇▇▇▇▇▇ Retirement Advantage GAA Income Strategies Portfolio
▇▇▇▇▇▇ Retirement Advantage GAA Income Strategies Portfolio
▇▇▇▇▇▇ Retirement Advantage GAA Income Strategies Portfolio
Franklin ▇▇▇▇▇▇▇▇▇ SMACS: Series C		U.S.A.
Franklin ▇▇▇▇▇▇▇▇▇ SMACS: Series CP		U.S.A.
Franklin Dynamic Asset Allocation Balanced Ltd.		Cayman

Franklin Dynamic Asset Allocation Growth Ltd.		Cayman
Franklin Dynamic Asset Allocation Conservative Ltd.		Cayman
Franklin Multi-Asset Income Ltd.		Cayman

▇▇▇▇▇▇ U.S. Research Trust* US—ERISA Account; intended to qualify as tax-exempt under Revenue Ruling 81- 100 and successor guidance (“81-100 Trust”)

*Denotes a Fund added through this Amendment.