AMENDMENT to ALL REINSURANCE AGREEMENTS between MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY, (hereinafter the “Ceding Company”) and HANNOVER LIFE REASSURANCE COMPANY OF AMERICA (hereinafter the “Reinsurer”)

Exhibit 26 (g) i. b.

AMENDMENT to

ALL REINSURANCE AGREEMENTS

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter the “Ceding Company”)

and

HANNOVER LIFE REASSURANCE COMPANY OF AMERICA

(hereinafter the “Reinsurer”)

Effective August 1, 2009, the Amendment effective date, the corporate retention of the Ceding Company will be revised per the attached retention schedule.

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged.

IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		3/31/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		3/31/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		3/31/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary

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HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
By		/s/ Xxxx X.Xxxxxxx				Date		3/17/10
Print name:		Xxxx Xxxxxxx
Title:		VP
HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
By:		/s/ Xxx Xxxxx				Date		3/17/10
Print name:		Xxx Xxxxx
Title:		SVP

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RETENTION LIMITS

[table deleted]

Effective 8/1/09

AMENDMENT to the

AUTOMATIC AND FACULTATIVE YEARLY RENEWABLE TERM (YRT) AGREEMENT

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter the “Ceding Company”)

and

HANNOVER LIFE REASSURANCE COMPANY OF AMERICA

(hereinafter the “Reinsurer”)

Coverage: SL10/SL11/SL11B/SL15/SL16 (COLI/BOLI non-experience rated business only)

Original Treaty Effective Date: March 1, 2008

For new policies issued on or after January 1, 2010, the Amendment effective date, the Ceding Company and the Reinsurer agree to replace Schedule F – Underwriting Guidelines of the above-referenced Agreement in its entirety with the attached Schedule F – Underwriting Guidelines which adds a new plan of insurance.

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged. IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		6/16/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		6/16/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		6/16/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary

[page break]

HANNOVER LIFE REASSURANCE COMPANY OF AMERICA

By:		/s/ Xxxx X. Xxxxxxx				Date:		6/7/10
Print name:		Xxxx Xxxxxxx
Title:		VP
HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
By:		/s/ Xxxxx Xxxxxx				Date:		6/7/10
Print name:		Xxxxx Xxxxxx
Title:		VP

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SCHEDULE F: UNDERWRITING GUIDELINES

[table deleted]

[page break]

AMENDMENT to the

AUTOMATIC AND FACULTATIVE YEARLY RENEWABLE TERM (YRT) AGREEMENT

between

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY,

MML BAY STATE LIFE INSURANCE COMPANY, and

C.M. LIFE INSURANCE COMPANY

(hereinafter the “Ceding Company”)

and

HANNOVER LIFE REASSURANCE COMPANY OF AMERICA

(hereinafter the “Reinsurer”)

Coverage: SL10/SL11/SL11B/SL15/SL16 (COLI/BOLI non-experience rated business only)

Original Treaty Effective Date: March 1, 2008

This Amendment is effective June 1, 2010.

Part I:

For new policies issued on or after June 1, 2010, the Amendment effective date, the Ceding Company and the Reinsurer agree to replace Schedule A – Accepted Coverages of the above-referenced Agreement in its entirety with the attached Schedule A – Accepted Coverages which adds a new plan of insurance.

Part II:

For new policies issued on or after June 1, 2010, the Amendment effective date, the Ceding Company and the Reinsurer agree to replace Schedule C – Special Net Risk Calculations of the above-referenced Agreement in its entirety with the attached Schedule C – Special Net Risk Calculations which adds a new plan of insurance.

All terms and conditions of this Agreement not in conflict with the terms and conditions of this Amendment shall continue unchanged. IN WITNESS WHEREOF, this Amendment is hereby executed in good faith by both parties:

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY

By:		/s/ Xxxxx X. Xxxxxx				Date:		6/16/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary

[page break]

MML BAY STATE LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		6/16/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
C.M. LIFE INSURANCE COMPANY
By:		/s/ Xxxxx X. Xxxxxx				Date:		6/16/10
		Xxxxx X. Xxxxxx
		Second Vice President & Actuary
HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
By:		/s/ Xxxxx Xxxxxx				Date:		6/7/10
Print name:		Xxxxx Xxxxxx
Title:		VP
HANNOVER LIFE REASSURANCE COMPANY OF AMERICA
By:		/s/ Xxxx X. Xxxxxxx				Date:		6/7/10
Print name:		Xxxx Xxxxxxx
Title:		VP

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SCHEDULE A: ACCEPTED COVERAGES

Issuing Companies: Policies issued by the MML Bay State Life Insurance Company of Enfield, Connecticut, C.M. Life Insurance Company of Enfield, Connecticut, or Massachusetts Mutual Life Insurance Company of Springfield, Massachusetts, may be reinsured under this Agreement.

Type of Business:             

Plans of Insurance:             .

Eligible Policies:             .

Recapture             .

Lead Underwriting Reinsurer:             

Duties and function of the Lead Underwriting Reinsurer:

In the circumstance that an individual case deviation from the guidelines in the underwriting manual occurs, the Lead Underwriting Reinsurer’s approval is the deciding factor in determining the acceptance of each deviation, and the Reinsurer in this Agreement must follow the Lead Underwriting Reinsurer’s decision.

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SCHEDULE C: SPECIAL NET RISK CALCULATIONS

For the              the Net Amount at Risk is