April 9, 1996 PNC Bank, N.A. Broad & Chestnut Streets Philadelphia, Pennsylvania 19103 To Whom It May Concern: Reference is made to the Custodian Agreement between us dated as of December 1, 1989 (the "Agreement"). Pursuant to the first paragraph of...

                                                               EXHIBIT 8(a)(iii)
                             HT INSIGHT FUNDS, INC.
                               XXX XXXXXXXX XXXXX
                                   XXXXX XXXXX
                                XXXXXX, XX 00000


                                                                 April 9, 1996

PNC Bank, N.A.
Xxxxx & Xxxxxxxx Xxxxxxx
Xxxxxxxxxxxx, Xxxxxxxxxxxx  00000


To Whom It May Concern:

         Reference  is made to the  Custodian  Agreement  between us dated as of
December 1, 1989 (the "Agreement").

         Pursuant to the first  paragraph  of the  Agreement,  this letter is to
provide  notice of the creation of an additional  portfolio,  the Xxxxxx Insight
Hemisphere Free Trade Fund (the "New Fund").

         We request that you act as Custodian  under the Agreement  with respect
to the New Fund.

         If the foregoing is in accordance  with your  understanding,  please so
indicate by signing and returning to us the enclosed copy thereof.

                                                     Sincerely,


                                                     HT Insight Funds, Inc.

                                                     --------------------------
                                                     Xxxxxxxx X. Xxxxxxxx
                                                     President
Accepted:         PNC Bank, N.A.

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                  By: