EXHIBIT 1 AGREEMENT FOR JOINT FILING OF SCHEDULE 13D Jeffrey P. Jorissen, Gary A. Shiffman, Milton M. Shiffman, Robert H. Orley, Brian M. Hermelin, Daniel E. Bober, Creighton J. Weber, Joseph Drolshagen, James Bennett, Patricia Jorgensen, Deborah...

   1

                                                                      EXHIBIT 1

                   AGREEMENT FOR JOINT FILING OF SCHEDULE 13D

         Xxxxxxx X. Xxxxxxxx, Xxxx X. Xxxxxxxx, Xxxxxx X. Xxxxxxxx, Xxxxxx X.
Xxxxx, Xxxxx X. Xxxxxxxx, Xxxxxx X. Xxxxx, Xxxxxxxxx X. Xxxxx, Xxxxxx
Xxxxxxxxxx, Xxxxx Xxxxxxx, Xxxxxxxx Xxxxxxxxx, Xxxxxxx Xxxxxxx, Xxxxx Xxxxxxxx,
Xxxxx X. Xxxxxxx, Xxxxxxxxx X. Xxxxxxxx, and Xxxxxxx X. Xxxxx, hereby agree to
jointly file a report on Schedule 13D pursuant to Section 13(d) of the
Securities Exchange Act of 1934, as amended, and the rules and regulations
promulgated thereunder, relating to their formation of a group with the purpose
of investing in the securities of Xxxxxxx Financial Services Corporation.

         IN WITNESS WHEREOF, each of the undersigned has caused this Agreement
to be executed in its behalf this 13th day of March, 1998.

                                                    /s/ Xxxxxxx X. Xxxxxxxx 
                                                    ----------------------------
                                                    XXXXXXX X. XXXXXXXX 

                                                    /s/ Xxxx X. Xxxxxxxx
                                                    ----------------------------
                                                    XXXX X. XXXXXXXX

                                                    /s/ Xxxxxx X. Xxxxxxxx 
                                                    ----------------------------
                                                    XXXXXX X. XXXXXXXX 

                                                    /s/ Xxxxxx X. Xxxxx 
                                                    ----------------------------
                                                    XXXXXX X. XXXXX 

                                                    /s/ Xxxxx X. Xxxxxxxx 
                                                    ----------------------------
                                                    XXXXX X. XXXXXXXX 

                                                    /s/ Xxxxxx X. Xxxxx  
                                                    ----------------------------
                                                    XXXXXX X. XXXXX  

                                                    /s/ Xxxxxxxxx X. Xxxxx 
                                                    ----------------------------
                                                    XXXXXXXXX X. XXXXX 

                                                    /s/ Xxxxxx Xxxxxxxxxx 
                                                    ----------------------------
                                                    XXXXXX XXXXXXXXXX 

                                                    /s/ Xxxxx Xxxxxxx 
                                                    ----------------------------
                                                    XXXXX XXXXXXX 

                                                    /s/ Xxxxxxxx Xxxxxxxxx
                                                    ----------------------------
                                                    XXXXXXXX XXXXXXXXX

                                                    /s/ Xxxxxxx Xxxxxxx 
                                                    ----------------------------
                                                    XXXXXXX XXXXXXX 





                              Page 35 of 36 Pages
   2

                                                    /s/ Xxxxx Xxxxxxxx 
                                                    ----------------------------
                                                    XXXXX XXXXXXXX 

                                                    /s/ Xxxxx X. Xxxxxxx  
                                                    ----------------------------
                                                    XXXXX X. XXXXXXX  

                                                    /s/ Xxxxxxxxx X. Xxxxxxxx   
                                                    ----------------------------
                                                    XXXXXXXXX X. XXXXXXXX   

                                                    /s/ Xxxxxxx X. Xxxxx 
                                                    ----------------------------
                                                    XXXXXXX X. XXXXX 





                             Page 36 of 36 Pages