EXHIBIT 10.6.3
SCHEDULE OF ADDITIONAL INDEBTEDNESS TO
CHARTER FINANCIAL, INC.
Loan and Security Agreement dated August 20, 1997
Original principal amount: $261,495
Term: September 1, 1997--September 1, 2001
Loan and Security Agreement dated December 4, 1997
Original principal amount: $211,000
Term: December 5, 1997--December 5, 2001
Loan and Security Agreement
Original principal amount: $107,816
Term: 49 months
Loan and Security Agreement
Original principal amount: $150,000
Term: 49 months
Loan and Security Agreement
Original principal amount: $173,094
Term: 49 months
The foregoing Schedule summarizes the material terms of additional
indebtedness the documentation of which is otherwise substantially identical to
Exhibit 10.6.1.