EXHIBIT 99.1 AGREEMENT TO FURNISH INSTRUMENTS Pursuant to Paragraph (b) (4) (iii) (A) of Item 601 of Regulation S-K, Arden Group, Inc. hereby agrees to furnish supplementally to the Securities and Exchange Commission upon its request, a copy of the...

                                                                    EXHIBIT 99.1



                        AGREEMENT TO FURNISH INSTRUMENTS




Pursuant to Paragraph (b) (4) (iii) (A) of Item 601 of Regulation S-K, Arden
Group, Inc. hereby agrees to furnish supplementally to the Securities and
Exchange Commission upon its request, a copy of the Loan Agreement between Arden
Group, Inc. and Union Bank dated December 23, 1993, as amended by Second
Amendment thereto dated December 20, 1995, referred to as Exhibit 4.2 to this
Form 10K.