Exhibit (4)(j)
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ENDORSEMENTS
(Only we can endorse this contract.)
ALTERATION OF TEXT
The provision of this contract entitled "Assignment" is replaced
at issue by the following:
Assignment We will not be deemed to know of an assignment unless we receive
it, or a copy of it, at our Home Office. We are not obliged to
see that an assignment is valid or sufficient. If any annuitant
is living on the Annuity Date and an assignment is in effect on
that date, we have the right to pay the full withdrawal in one
sum. This contract may not be assigned to another insurance
company or to any employee benefit plan or program without our
consent.
The Prudential Insurance Company of America,
By Xxxxxxx X. Light
Secretary
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XXX 00000-00
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