EXHIBIT 10.20.1 EXHIBIT "E"

                                                               EXHIBIT 10.20.1
                                 EXHIBIT "E"


                        COMMENCEMENT OF TERM AGREEMENT
                                  May 2, 1997

WHEREAS, by lease dated March 5, 1997, as same may have been amended, The
Equitable Life Assurance Society of the United States, A New York Corporation,
as managing owner ("Landlord") leased to INTEK Information, Inc., A Delaware
Corporation, ("Tenant"), the area described therein in the Southland Square
Building situated at 00000 Xxxxxxxxx Xxxxx, Xxxxx 000, Xxxxxxx, XX and

WHEREAS, Landlord's work has been substantially completed;

NOW, THEREFORE, in accordance with the above, the parties hereto agree that the
term of said Lease shall commence May 2, 1997, and expire May 1, 2000. The Base
Rent shall commence on May 2, 1997.

All other terms and conditions of said lease are hereby reaffirmed as being in
full force and effect.

                                     Landlord:
                                     The Equitable Life Assurance Society of the
                                     United States, as managing owner

                                     By:  /s/ Xxxxx X. Xxxxx
                                          ------------------
                                     Its:  Xxxxx X. Xxxxx
                                           Investment Officer

                                     Tenant:
                                     INTEK Information, Inc.

                                     By:  /s/ Xxxxx Xxxxxxxx
                                          ------------------
                                     Its:  Executive Vice President