AMENDMENT TO EMPLOYMENT AGREEMENT Jerry Engle ("Engle") and First Bank (formerly known as First State Bank of Morgantown) ("First Bank") hereby amend the Employment Agreement dated March 3, 1999, between Engle and First Bank to delete Section...

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                                                                   EXHIBIT 10.10


                                  AMENDMENT TO
                              EMPLOYMENT AGREEMENT

         Xxxxx Xxxxx ("Xxxxx") and First Bank (formerly known as First State
Bank of Morgantown) ("First Bank") hereby amend the Employment Agreement dated
March 3, 1999, between Xxxxx and First Bank to delete Section 3(g)(ii).


Dated: February 11, 2000                    FIRST BANK



                                            By: ________________________
                                                 Xxxxx X. Xxxxxx
                                                 Chairman of the Board




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                                                   Xxxxx Xxxxx