99.1
ACCREDITED MORTGAGE LOAN TRUST 2003-1
OFFICER'S CERTIFICATE
(Section 5.09 of the Sale and Servicing Agreement)
Pursuant to Section 5.09 of the Sale and Servicing
Agreement dated as of May 1, 2003 (the "Agreement"),
among Accredited Home Capital, Inc., as Seller,
Accredited Home Lenders, Inc., as Sponsor and
Master Servicer (the "Master Servicer"), Accredited
Mortgage loan Trust 2003-1, as Issuer, Countrywide
Home Loans Servicing LP, as Backup Servicer and
Deutsche Bank National Trust Copmpany, as Indenture
Trustee ("Indenture Trustee"), Xxxxx X. Xxxxxxx,
Chariman of the Board of the Master Servicer, hereby
state as follows (initially capitalized terms used
here in and not otherwise defined have the same
meanings as under the Agreement):
1. They are duly elected, qualified and acting
Chairman of the Board and Assistant Secretary,
Respectively, of the Master Servicer.
2. A review of the activities of the Master Servicer
during the preceding calendar year and of its
performance under the Agreement has been made under
their supervision.
3. To the best of their knowledge, based on such
review, the Master Servicer has fulfilled all its
obligations under the Agreement throughout such year.
Executed as of the 15 th day of March 2004.
/s/: Xxxxx X. Xxxxxxx
Xxxxx X. Xxxxxxx
Chairman of the Board
/s/: Xxxxxxx X. Xxxxxxxx
Xxxxxxx X. Xxxxxxxx
Assistant Secretary
