EXHIBIT 99.4
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Deal Name IXIS 2005-HE4
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ARM FRM Total/Avg.
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Percentage Bal. 87.00% 13.00% 100.00%
Deal Balance 609,091,234 91,029,162 700,120,396
All-in Severity 0.00% 0.00% 0.00%
WAM 357 326 353
WALA 3 3 3
WAC 7.540% 7.992% 7.599%
Lag 0 0
CLTV 79.43% 82.35% 79.81%
Loan Balance 198,530 114,502 181,237
Non-Full Doc % 55.43% 37.56% 53.11%
DTI 41.35% 40.97% 41.30%
IO % 33.35% 7.05% 29.93%
Second Lien % 0.00% 23.89% 3.11%
Simultaneous Seconds % 42.14% 18.11% 39.01%
FICO
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1st Quartile 543 548 543
2nd Quartile 602 604 603
3rd Quartile 641 641 641
4th Quartile 701 701 701
Property Type 100.00% 100.00% 100.00%
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Single Family % 79.29% 82.26% 79.67%
PUD % 7.93% 4.18% 7.44%
2-4 Unit % 7.53% 8.77% 7.69%
Condo % 5.20% 4.64% 5.12%
MH % 0.06% 0.16% 0.07%
Occupancy Type 100.00% 100.00% 100.00%
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Owner Occupied 94.53% 96.38% 94.77%
2nd Home 1.04% 1.22% 1.06%
Investor Prop. 4.43% 2.40% 4.16%
Loan Purpose 100.00% 100.00% 100.00%
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Purchase 47.26% 34.40% 45.59%
Cash-Out 48.24% 58.80% 49.61%
Rate-Reduction 4.50% 6.80% 4.80%
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